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629 Cabrera St, Key Largo, FL 33037 Property Records

Monroe County property record for 629 Cabrera St, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,742 sqft · built 1998
Lot Size0.23 acres (10,000 sqft)
Owner2 Individual Names on File
Last Sale$510,000 (Aug 2018)
Tax Bill$4,200 (2024)
Deeds & MortgagesAug 2018 Sale
Flood ZoneZone X (minimal risk)
APN00466580-000000

Property Details

APN / Parcel Number

Primary APN00466580-000000
Alternative APNs
  • 14613900466580000000
  • 1569984

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,742 sqft Living Area
1st Floor Area1,742 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2015
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area10,000 sqft (0.23 acres)
Lot Dimensions100 ft deep x 100 ft wide
PorchFlorida Room
Porch Area232 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1569984
Street Address629 CABRERA ST
CityKEY LARGO
StateFL
Zip33037-4604
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS-M
Legal DescriptionBK 1 LTS 19-20 SOUTH CREEK VILLAGE PB3-85 KEY LARGO OR228-491/92 OR246-56 OR757-749D/C OR824-809 OR827-692C OR1436-578/79 OR1436-586AFF OR1533-1810 OR1882-685/96F/J OR1890-3/4 OR2657-209/11 OR2922-1062
Legal Range39E
Legal Township61S
Legal Section14
Legal SubdivisionSOUTH CREEK VILLAGE
Legal Block1
Legal Lot Number19-20
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group4
Census Block4000
Census Tract970400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

629 Cabrera St is owned and occupied by two individuals who bought it in August 2018.

Source: Monroe County records, as of December 8, 2025

Owner of Record2 Individual Names on File
Mailing Address629 CABRERA ST, KEY LARGO, FL 33037-4604
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 16, 2018 · Amount on File
Deed SaleAug 16, 2018 · Amount on File
Prior SaleMay 21, 2003 · Amount on File
Deed Document Number20182681
Deed Book / Page2922 / 1062
Prior Transfer DateOct 19, 2013
Prior Transfer Doc0026570209
Record UpdatedJun 8, 2026

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateAug 16, 2018
Property Address629 CABRERA ST, KEY LARGO, FL 33037-4604
Document Number0029221062
Book / Page002922 / 001062
Instrument DateAug 15, 2018
Instrument2182681
Transaction TypeTransfer
Record UpdatedSep 13, 2018
Title CompanyCORAL REEF TITLE COMPANY

Transaction

AmountAmount on Record
Tax$3,570.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address629 CABRERA ST KEY LARGO FL 330374604, KEY LARGO, FL 33037-4604

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$481,754$764,901 Land $442,520 Building $322,381
2024$4,200.00 (+4.19%)
2023$4,031.00 (+5.75%) Homeowner's exemption$454,541 (+3%)$710,946 (+12.14%) Land $447,700 Building $263,246
2022$3,812.00 Homeowner's exemption$441,302$633,962 Land $366,300 Building $267,662

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 629 Cabrera St in Zone X, an area of minimal flood risk, though there have been 68 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 167 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies167 in force
Nearby Flood Claims68 (1992–2023)
Claims Outside the SFHA4 of 68
Most Recent ClaimNov 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 39 claims
  • Hurricane Irene, Oct 1999 · 8 claims
  • Hurricane Georges, Sep 1998 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 629 Cabrera St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250

May also be available: T-Mobile.

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