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620 Cabrera St, Key Largo, FL 33037 Property Records

Monroe County property record for 620 Cabrera St, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 1,188 sqft · built 1961
Lot Size0.238 acres (10,350 sqft)
OwnerIndividual Name on Record
Last Sale$125,000 (Jul 2002)
Tax Bill$3,294 (2024)
Deeds & MortgagesNov 2025 Transfer
Sep 2025 Transfer
Flood ZoneZone X (minimal risk)
APN00466880-000000

Property Details

APN / Parcel Number

Primary APN00466880-000000
Alternative APNs
  • 14613900466880000000
  • 1570281

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories1 Story
Building Area1,188 sqft Living Area
1st Floor Area1,188 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1990
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area10,350 sqft (0.238 acres)
Garage Area832 sqft
PorchFlorida Room
Patio Area60 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace

Location & Zoning

Account Number1570281
Street Address620 CABRERA ST
CityKEY LARGO
StateFL
Zip33037-4600
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS-M
Legal DescriptionBK 3 LT SOUTH CREEK VILLAGE KEY LARGO PB3-85 LOTS 12 & 13 (RE:46689 COMBINED WITH THIS PARCEL FOR 1981 PER OWNER REQUEST SF 4-8-81) OR173-550/551 OR795-914 OR1564-1891 OR1803-1317/18 OR2825-1937/62F/J
Legal Range39E
Legal Township61S
Legal Section14
Legal SubdivisionSOUTH CREEK VILLAGE
Legal Block3
Legal Lot Number12,13
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group4
Census Block4002
Census Tract970400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address620 CABRERA ST, KEY LARGO, FL 33037-4600
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Nov 21, 2025Correction Deed
ATTORNEY ONLY, ATTORNEY
Sep 29, 2025Quit Claim Deed, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 31, 2002 · Amount on Record
Deed SaleJul 31, 2002 · Amount on Record
Prior SaleJan 12, 1999 · Amount on Record
Deed Book / Page1803 / 1317
Last Transfer DateSep 15, 2025
Transfer Doc0033461918
Record UpdatedJun 8, 2026

November 2025: Correction Deed

Document TypeCorrection Deed
JurisdictionMONROE FL
Recording DateNov 21, 2025
Property Address620 CABRERA ST, KEY LARGO, FL 33037-4600
Document Number0033541653
Book / Page3354 / 1653
Map ReferenceMB 3 PG 85
Instrument DateNov 21, 2025
Instrument2523022
Record UpdatedDec 17, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

September 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateSep 29, 2025
Property Address620 CABRERA ST, KEY LARGO, FL 33037-4600
Document Number0033461918
Book / Page3346 / 1918
Map ReferenceMB 3 PG 85
Instrument DateSep 15, 2025
Instrument2516851
Transaction TypeTransfer
Record UpdatedOct 16, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address620 CABRERA STREET, PALM COAST, FL 32164

Transferred To (Grantee/Buyer)

NameVerified Name
Address620 CABRERA ST, KEY LARGO, FL 33037-4600

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$389,477 (-6.11%)$550,985 (-9.39%) Land $392,886 Building $158,099
2024$3,294.00 (+8.46%) Homeowner's exemption$414,828 (+7.04%)$608,111 (+8.6%) Land $453,330 Building $154,781
2023$3,037.00 (+10.12%) Homeowner's exemption$387,527 (+11.48%)$559,961 (+15.12%) Land $415,553 Building $144,408
2022$2,758.00 Homeowner's exemption$347,631$486,433 Land $339,998 Building $146,435

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 167 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies167 in force
Nearby Flood Claims68 (1992–2023)
Claims Outside the SFHA4 of 68
Most Recent ClaimNov 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 39 claims
  • Hurricane Irene, Oct 1999 · 8 claims
  • Hurricane Georges, Sep 1998 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250

May also be available: T-Mobile.

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