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629 Berkeley Ave, Charlotte, NC 28203 Property Records

Mecklenburg County property record for 629 Berkeley Ave, Charlotte, NC 28203 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1946
Square Footage2,198 sqft Heated Area
Lot Size9,005 sqft (0.206 acres)
OccupancyOwner Occupied
Last Sale$1,221,000 (2024)
Tax Bill$7,833.00 (2024)

Owner

Source: Mecklenburg County records · APN 123-057-08

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address629 BERKELEY AVE, CHARLOTTE, NC 28203-4501
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2025Deed of Trust, Mortgage · Line of Credit
GUARANTEED RATE INC
Oct 06, 2025Intrafamily Transfer, Transfer · Conventional Mortgage
REGIONS BANK
Jun 01, 2018Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM)
FIRST CITIZENS BANK AND TRUST CO INC
Aug 07, 2020Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Nov 30, 2018Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 14, 2024 · Amount on Record
Deed SaleMay 14, 2024 · Amount on Record
Prior SaleMay 14, 2024 · Amount on Record
Deed Doc Number0000043786
Deed Book / Page38814 / 366
Last Transfer DateOct 06, 2025
Transfer Doc0000102024
Record RefreshedJun 08, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address629 BERKELEY AVE, CHARLOTTE, NC 28203-4501
Transaction TypeMortgage
Record UpdatedNov 24, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000115990
DateNov 12, 2025
Book Page39996/742
Instrument2025115990
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueDec 03, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMECKLENBURG NC
Recording DateOct 06, 2025
Property Address629 BERKELEY AVE, CHARLOTTE, NC 28203-4501
Document Number0000102024
Book / Page39912 / 807
Map ReferenceMB 884 PG 457
Instrument DateSep 30, 2025
Instrument2025102024
Transaction TypeTransfer
Record UpdatedOct 20, 2025
Title CompanyINVESTORS TITLE INSURANCE

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address629 BERKELEY AVE, CHARLOTTE, NC 28203-4501

Mortgage

Document Number0000102025
DateOct 06, 2025
Instrument2025102025
Lender
NameREGIONS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055
Interest
Rate TypeAdjustable Rate
Rate5.5%
Type Change DateNov 01, 2032
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change10.5%
IndexSOFR Average 30-Day
Margin3
Max Rate10.5%

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address629 BERKELEY AVE, CHARLOTTE, NC 28203-4501
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySTEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000067385
DateJun 01, 2018
Book Page32722/275
Instrument2018067385
Lender
NameFIRST CITIZENS BANK AND TRUST CO INC
TypeBank
Address26592
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term359 Months
DueMay 01, 2048
Interest
Rate TypeAdjustable Rate
Rate3.87%
Type Change DateMay 01, 2023
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.87%
Index1-Year LIBOR
Max Rate9.87%

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address629 BERKELEY AVE, CHARLOTTE, NC 28203-4501
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000122950
DateAug 07, 2020
Book Page34903/398
Instrument2020122950
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateNov 30, 2018
Property Address629 BERKELEY AVE, CHARLOTTE, NC 28203-4501
Document Number0000148497
Book / Page33140 / 646
Map ReferenceMB884 PG457
Instrument DateNov 30, 2018
Instrument2018148497
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,390.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3256 PARK RD, 3256, CHARLOTTE, NC 28209-2004

Transferred To (Grantee/Buyer)

NameVerified Name
Address629 BERKELEY AVE, CHARLOTTE, NC 28203-4501

Mortgage

Document Number0000148498
DateNov 30, 2018
Book Page33140/648
Instrument2018148498
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2048

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,034,500 Land $562,500 Building $472,000
2024$7,833.00
2023$1,034,500 Land $562,500 Building $472,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Dilworth Historic District
listed 1987 · 1,372 contributing resources · NRIS 87000610

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Property Details

APN / Parcel Number

Primary APN123-057-08

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,198 sqft Heated Area
Gross Area2,888 sqft Gross Area
1st Floor1,562 sqft 1st Floor
Upper Floors408 sqft Upper Floors
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1946
Architectural StyleOther Style
Exterior MaterialBrick Exterior
Foundation TypeRaised Foundation
Roof MaterialAsphalt Roof
Lot Area9,005 sqft (0.206 acres)
Garage Area756 sqft Garage

Exterior Amenities

Deck Area315 sqft Deck
Patio Area339 sqft Patio
Porch1 Porch
Porch Area136 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address629 BERKELEY AVE
CityCHARLOTTE
StateNC
Zip28203-4501
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL5B24M884-457
Legal SubdivisionDILWORTH
Legal Block24
Legal Lot Number5B
JurisdictionMECKLENBURG NC
Minor Civil Division1, CHARLOTTE
Census Blockgroup2
Census Block2011
Census Tract3500

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