617 Berkeley Ave, Charlotte, NC 28203 Property Records

Mecklenburg County property record for 617 Berkeley Ave, Charlotte, NC 28203

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,637 sqft · built 1940
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$835,000 (Mar 2015)
Tax Bill	$10,405 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`123-057-05`

Property Details

APN / Parcel Number

Primary APN	`123-057-05`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,637 sqft Living Area
1st Floor Area	1,926 sqft
Upper Floors Area	1,258 sqft
Basement Area	504 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1995
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Other
Lot Area	8,712 sqft (0.2 acres)
Garage Area	621 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	63 sqft
Deck Area	294 sqft
Patio Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	617 BERKELEY AVE
City	CHARLOTTE
State	NC
Zip	28203-4501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4 (HD)
Legal Description	L8 B24 M884-457
Legal Subdivision	DILWORTH
Legal Block	24
Legal Lot Number	8
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2011
Census Tract	3500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Dilworth Historic District listed 1987 · 1,372 contributing resources · NRIS 87000610

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Mecklenburg County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	617 BERKELEY AVE, CHARLOTTE, NC 28203-4501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jul 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Sep 22, 2017	Trustee's Deed, Construction Loan · Construction Mortgage TD BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2015 · Amount on Record
Deed Sale	Mar 26, 2015 · Amount on Record
Prior Sale	Sep 30, 2005 · Amount on Record
Deed Document Number	201534211
Deed Book / Page	29842 / 71
Prior Transfer Date	May 9, 2002
Prior Transfer Doc	0000095132
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 13, 2026
Property Address	617 BERKELEY AVE, CHARLOTTE, NC 28203-4501
Document Number	0000074189
Book / Page	40566 / 184
Instrument Date	Jun 29, 2026
Instrument	202674189
Transaction Type	Mortgage
Record Updated	Jul 22, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	617 BERKELEY AVE, CHARLOTTE, NC 28203-4501

Mortgage

Document Number	0000074189,
Date	Jul 13, 2026
Book Page	40566/184
Instrument	202674189

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2056

Interest

Rate	6.53%
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	617 BERKELEY AVE, CHARLOTTE, NC 28203-4501
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000143412
Date	Jul 26, 2021
Book Page	36336/444
Instrument	2021143412

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

September 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 22, 2017
Property Address	617 BERKELEY AVE, CHARLOTTE, NC 28203-4501
Book / Page	032139 / 000703
Instrument Date	Sep 18, 2017
Instrument	128766
Transaction Type	Construction Loan
Record Updated	Oct 2, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	617 BERKELEY AVE CHARLOTTE NC 282034501, CHARLOTTE, NC 28203-4501

Mortgage

Document Number	0000128766
Date	Sep 22, 2017
Book Page	032139/000703
Instrument	128766

Lender

Name	TD BK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 21, 2047

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,405.00	$1,334,200 Land $562,500 Building $771,700	$1,334,200 Land $562,500 Building $771,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	15 (1979–2011)
Claims Outside the SFHA	13 of 15
Most Recent Claim	Aug 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Google Fiber.

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