6286 Lakepine St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 6286 Lakepine St, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,444 sqft · built 2022
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$460,000 (Apr 2026)
Tax Bill	$5,793 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Mar 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-26-31-4723-0001-0770`

Property Details

APN / Parcel Number

Primary APN	`14-26-31-4723-0001-0770`
Alternative APN	`263114472300010770`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,444 sqft Living Area
Gross Area	3,475 sqft
1st Floor Area	2,444 sqft
Flooring	Tile

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	661 sqft
Porch	Finished/Open Porch
Porch Area	370 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	6286 LAKEPINE ST
City	SAINT CLOUD
State	FL
Zip	34771-8940
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINE GLEN PB 31 PGS 28-34 LOT 77
Legal Range	31E
Legal Township	26S
Legal Section	14
Legal Subdivision	PINE GLEN
Legal Lot Number	77
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	1
Census Block	1000
Census Tract	43802

Owner

Source: Osceola County assessment roll, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	100 W BROADWAY, 3C, LONG BEACH, NY 11561-4004
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Warranty Deed, Transfer · Conventional Mortgage RED DOOR TITLE
Mar 11, 2024	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage LENNAR MORTGAGE LLC
Dec 9, 2022	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LENNAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 16, 2026 · Amount on Record
Deed Sale	Apr 16, 2026 · Amount on Record
Prior Sale	Dec 9, 2022 · Amount on Record
Deed Document Number	202650858
Deed Book / Page	6956 / 2608
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 16, 2026
Property Address	6286 LAKEPINE ST, SAINT CLOUD, FL 34771-8940
Document Number	0069562608
Book / Page	6956 / 2608
Instrument Date	Apr 10, 2026
Instrument	2026.50858
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	RED DOOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$325,220.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 W BROADWAY, 3C, LONG BEACH, NY 11561-4004

Mortgage

Document Number	0000050859,
Date	Apr 16, 2026
Book Page	6956/2610
Instrument	2026.50859

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 11, 2024
Property Address	6286 LAKEPINE ST, SAINT CLOUD, FL 34771-8940
Document Number	0065622819
Book / Page	6562 / 2819
Map Reference	MB 33 PG 61
Instrument Date	Feb 27, 2024
Instrument	2024031192
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 5, 2024
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,600.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6675 WESTWOOD BLVD # BLVD5TH, BLVD5TH, ORLANDO, FL 32821-8061

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6455 PINE FORK ALLEY, SAINT CLOUD, FL 34771

Mortgage

Document Number	2024031193
Date	Mar 11, 2024
Instrument	2024031193

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

December 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 9, 2022
Property Address	6286 LAKEPINE ST, SAINT CLOUD, FL 34771-8940
Document Number	0063270880
Book / Page	6327 / 880
Map Reference	MB 31 PG 29
Instrument Date	Nov 30, 2022
Instrument	2022176746
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 5, 2024
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,383.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6675 WESTWOOD BLVD, ORLANDO, FL 32821-8061

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6286 LAKEPINE ST, SAINT CLOUD, FL 34771-8940

Mortgage

Document Number	0006327884
Date	Dec 9, 2022
Instrument	6327/884

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,793.00 (+0.02%) Homeowner's exemption	$407,600 (-5.87%) Land $82,500 Building $325,100	$407,600 (-5.87%) Land $82,500 Building $325,100
2024	$5,792.00 (-5.16%)
2023	$6,107.00 (+695.18%) Homeowner's exemption	$433,000 (+687.27%) Land $77,000 Building $356,000	$433,000 (+687.27%) Land $77,000 Building $356,000
2022	$768.00	$55,000 Land $55,000	$55,000 Land $55,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 110 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	110 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon, Xfinity.

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