6282 Lakepine St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 6282 Lakepine St, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,538 sqft · built 2022
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$448,000 (Dec 2022)
Tax Bill	$4,543 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-26-31-4723-0001-0780`

Property Details

APN / Parcel Number

Primary APN	`14-26-31-4723-0001-0780`
Alternative APN	`263114472300010780`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,538 sqft Living Area
Gross Area	3,235 sqft
1st Floor Area	2,538 sqft
Flooring	Tile

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	523 sqft
Porch	Finished/Open Porch
Porch Area	174 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	6282 LAKEPINE ST
City	SAINT CLOUD
State	FL
Zip	34771-8940
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINE GLEN PB 31 PGS 28-34 LOT 78
Legal Range	31E
Legal Township	26S
Legal Section	14
Legal Subdivision	PINE GLEN
Legal Lot Number	78
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	1
Census Block	1000
Census Tract	43802

Owner

Source: Osceola County assessment roll, APN 14-26-31-4723-0001-0780, as of November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6282 LAKEPINE ST, SAINT CLOUD, FL 34771-8940
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 08, 2022 · Amount on Record
Deed Sale	Dec 08, 2022 · Amount on Record
Deed Document Number	2022176608
Deed Book / Page	6327 / 185
Record Updated	Sep 20, 2026

December 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 08, 2022
Property Address	6282 LAKEPINE ST, SAINT CLOUD, FL 34771-8940
Document Number	0063270185
Book / Page	6327 / 185
Map Reference	MB 31 PG 29
Instrument Date	Nov 30, 2022
Instrument	2022176608
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 22, 2024
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,136.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6675 WESTWOOD BIVD #5TH5TH, 5, ORLANDO, FL 32821

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6282 LAKEPINE ST, SAINT CLOUD, FL 34771-8940

Mortgage

Document Number	0006327189
Date	Dec 08, 2022
Instrument	6327/189

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Dec 01, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.8%
Index	Other
Margin	3
Max Rate	10.8%

Tax Assessment & Valuation

Source: Osceola County assessment roll as of November 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,543.00 (+7.53%) Homeowner's exemption	$317,370 (+6.42%)	$391,600 (-5.55%) Land $78,800 Building $312,800
2023	$4,225.00 (+476.4%) Homeowner's exemption	$298,235 (+468.07%)	$414,600 (+689.71%) Land $73,500 Building $341,100
2022	$733.00	$52,500 Land $52,500	$52,500 Land $52,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), as of September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970438021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 110 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	110 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Sep 2022 · Hurricane Ian

Wildfire

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 173 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon, Xfinity.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL3494429, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.