1. Home
  2. Florida
  3. Indian River County
  4. Vero Beach
  5. 45th St

6285 45th St, Vero Beach, FL 32967 Property Records

Indian River County property record for 6285 45th St, Vero Beach, FL 32967 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 4,105 sqft · built 1957
Lot Size4.98 acres (216,929 sqft)
Owner2 Individual Names on File
Last Sale$378,000 (Apr 2004)
Tax Bill$4,161 (2025)
Deeds & MortgagesApr 2020 Mortgage
May 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN32-39-29-00001-0100-00001.1

Property Details

APN / Parcel Number

Primary APN32-39-29-00001-0100-00001.1
Alternative APN
  • 51969

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area4,105 sqft Living Area
1st Floor Area4,105 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 2000
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGambrel
Roof MaterialMetal
Lot Area216,929 sqft (4.98 acres)
Garage TypeDetached
Garage Area784 sqft
DrivewayDriveway
Driveway Area560 sqft

Exterior Amenities

PorchOpen Porch
Porch Area548 sqft
Deck Area224 sqft
Patio Area312 sqft
Shed1 Shed
Shed Area918 sqft
Utility Building160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number51969
Street Address6285 45TH ST
CityVERO BEACH
StateFL
Zip32967-7897
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionINDIAN RIVER FARMS CO SUB PBS 2-12 TR 10, LESS S 658.90 FT OF W 1/ 2 & ALSO LESS S 604.83 FT OF E 1/2 OF TR 10 IN N 1/2 OF
Legal Range39
Legal Township32
Legal Section29
Legal SubdivisionINDIAN RIVER FARMS COMPANY S/D
Legal Tract10
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group4
Census Block4006
Census Tract50811

Owner

Source: Indian River County records · APN 32-39-29-00001-0100-00001.1

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 690655, VERO BEACH, FL 32969-0655
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2020Deed of Trust, Mortgage · VA Mortgage
PENNYMAC
May 09, 2018Loan Modification, Mortgage · Conventional Mortgage
PENNYMAC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 01, 2004 · Amount on Record
Deed SaleApr 01, 2004 · Amount on Record
Deed Document Number0017192160
Record UpdatedJun 08, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address6285 45TH ST, VERO BEACH, FL 32967-7897
Document Number0032952137
Instrument DateApr 16, 2020
Transaction TypeMortgage
Record UpdatedMay 21, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6285 45TH ST VERO BEACH FL 329677897, VERO BEACH, FL 32967-7897

Mortgage

Document Number0032952137
DateApr 27, 2020
Book Page003295/002137
Instrument23379
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 26, 2050

May 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionINDIAN RIVER FL
Property Address6285 45TH ST, VERO BEACH, FL 32967-7897
Document Number0031260626
Instrument DateMay 09, 2018
Transaction TypeMortgage
Record UpdatedJul 04, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address6285 45TH ST VERO BEACH FL 329677897, VERO BEACH, FL 32967-7897

Mortgage

Document Number0031260626
DateJun 20, 2018
Book Page003126/000626
Instrument37692
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 19, 2048
Interest
Rate TypeFixed Rate
Rate3.5%

Tax Assessment & Valuation

Source: Indian River County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,161.00 (+22.56%)$296,447 (+11.99%)$800,349 (+17.15%) Land $211,650 Building $588,699
2023$3,395.00 (+3.76%)$264,699 (+4.02%)$683,198 (+5.36%) Land $211,650 Building $471,548
2022$3,272.00$254,467$648,421 Land $211,650 Building $436,771

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Indian River County (12061C), updated May 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120610508114, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 105 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies105 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2011, other causes

Wildfire

Wildfire RiskModerate
above 50% of the US · above 20% of Florida
Wildfire LikelihoodAbout 1 in 769 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 148 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
AT&TFiber1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on 45th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures