6281 Olson Rd, Ferndale, WA 98248 Property Records

Whatcom County property record for 6281 Olson Rd, Ferndale, WA 98248

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,782 sqft · built 1998
Lot Size	4.79 acres (208,652 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,490 (2025)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`84030`

Property Details

APN / Parcel Number

Primary APN	`84030`
Alternative APNs	`390114 515256 0000` `87305`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Building Area	1,782 sqft Living Area
1st Floor Area	1,782 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1998
Architectural Style	Mobile Home
Exterior Material	Combination
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	208,652 sqft (4.79 acres)
Deck Area	48 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	84030
Street Address	6281 OLSON RD
City	FERNDALE
State	WA
Zip	98248-9670
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R5A
Legal Description	N 1/2 N 1/2 E 1/2 NE SE-LESS RD 98 MARLETTE S#H015407AB 66X27 (TE AF 1980801337)
Legal Range	01
Legal Township	39
Legal Section	14
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1004
Census Tract	10504

Owner

Source: Whatcom County records · APN 84030

Assessment roll updated May 31, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6281 OLSON RD, FERNDALE, WA 98248-9670
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	6281 OLSON RD, FERNDALE, WA 98248-9670
Transaction Type	Mortgage
Record Updated	Jun 01, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210503119
Date	May 19, 2021
Instrument	2021-0503119

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	297 Months
Due	Feb 01, 2046

Tax Assessment & Valuation

Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,490.00 (+23.18%)	$576,616 (+12.35%) Land $339,826 Building $236,790	$576,616 (+12.35%) Land $339,826 Building $236,790
2022		$513,253 Land $255,763 Building $257,490	$513,253 Land $255,763 Building $257,490
2021	$3,645.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), as of May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530730105041, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Declaration Networks Group Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 10 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system WA5361350, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NORTH STAR WATER ASSOC private · serves 140 people
Water Source	Groundwater
Last State Inspection	Apr 2023
Also Mapped Here	ALDERGROVE WATER ASSOC.
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.