Whatcom County property record for 6241 Olson Rd, Ferndale, WA 98248
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 2,686 sqft · built 2017 |
| Lot Size | 4.78 acres (208,217 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $746,910 (Aug 2026) |
| Tax Bill | $7,192 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage May 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 390114-515189-0000 |
| Primary APN | 390114-515189-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,686 sqft Living Area |
| Gross Area | 3,946 sqft |
| 1st Floor Area | 742 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Combination |
| Roof Material | Composition Shingle |
| Lot Area | 208,217 sqft (4.78 acres) |
| Garage Type | Attached |
| Garage Area | 1,260 sqft |
| Parking Spaces | 5 Parking Spaces |
| Patio Area | 550 sqft |
| Balcony Area | 550 sqft |
| Storage Building | 192 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 87303 |
|---|---|
| Street Address | 6241 OLSON RD |
| City | FERNDALE |
| State | WA |
| Zip | 98248-9670 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5A |
| Legal Description | N 1/2 S 1/2 E 1/2 NE SE-LESS RD-EXC UNDIV 1/2 INT IN OIL-GAS-MIN RTS AS RES AF 981874 |
| Legal Range | 01 |
| Legal Township | 39 |
| Legal Section | 14 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 10504 |
6241 Olson Rd is owned and occupied by two individuals who bought it in August 2026.
Source: Whatcom County records, as of September 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6241 OLSON RD, FERNDALE, WA 98248-9670 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jun 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| May 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG |
| Aug 31, 2017 | Warranty Deed, Subdivision Related Transfer · Conventional with PMI FIRSTBANK |
| May 12, 2017 | Deed of Trust, Mortgage · Line of Credit PEOPLES BK |
| Mar 31, 2017 | Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2026 · Amount on File |
| Deed Sale | Aug 14, 2026 · Amount on File |
| Prior Sale | Aug 31, 2017 · Amount on File |
| Deed Document Number | 20261048 |
| Prior Transfer Date | Feb 14, 2014 |
| Prior Transfer Doc | 0000201142 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 6241 OLSON RD, FERNDALE, WA 98248-9670 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Title Company | CHICAGO TITLE BELLINGHAM |
| Name | Verified Name |
|---|
| Document Number | 0000600998 |
|---|---|
| Date | Jun 7, 2021 |
| Instrument | 2021-0600998 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 6241 OLSON RD, FERNDALE, WA 98248-9670 |
| Document Number | 2200500593 |
| Instrument Date | May 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2020 |
| Title Company | CHICAGO TITLE BELLINGHAM |
| Name | Verified Name |
|---|---|
| Address | 6241 OLSON RD FERNDALE WA 982489670, FERNDALE, WA 98248-9670 |
| Document Number | 2200500593 |
|---|---|
| Date | May 6, 2020 |
| Instrument | 500593 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 5, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Aug 31, 2017 |
| Property Address | 6241 OLSON RD, FERNDALE, WA 98248-9670 |
| Document Number | 2170803853 |
| Instrument Date | Aug 28, 2017 |
| Instrument | 803853 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 8, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,727.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6241 OLSON RD FERNDALE WA 982489670, FERNDALE, WA 98248-9670 |
| Document Number | 2170803854 |
|---|---|
| Date | Aug 31, 2017 |
| Instrument | 803854 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 30, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 6241 OLSON RD, FERNDALE, WA 98248-9670 |
| Document Number | 2170502098 |
| Instrument Date | May 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2018 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7231 SECLUDED LN FERNDALE WA 982489797, FERNDALE, WA 98248-9797 |
| Document Number | 2170502098 |
|---|---|
| Date | May 17, 2017 |
| Instrument | 502098 |
| Name | PEOPLES BK |
|---|---|
| Type | Bank |
| Address | PO BOX 233, LYNDEN, WA 98264-0233 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Mar 31, 2017 |
| Property Address | 6241 OLSON RD, FERNDALE, WA 98248-9670 |
| Document Number | 2170303376 |
| Instrument Date | Mar 22, 2017 |
| Instrument | 303376 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $3,360.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7231 SECLUDED LN FERNDALE WA 982489797, FERNDALE, WA 98248-9797 |
The 2025 property tax bill for 6241 Olson Rd was $7,192.
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Ferndale School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,192.00 | $903,574 Land $339,826 Building $563,748 | $903,574 Land $339,826 Building $563,748 |
| 2022 | $877,020 Land $273,463 Building $603,557 | $877,020 Land $273,463 Building $603,557 | |
| 2021 | $6,016.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6241 Olson Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6241 Olson Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH STAR WATER ASSOC private · serves 140 people · EPA ID WA5361350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pogozone powered by Neubeam Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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