6280 Zoar Rd, Morrow, OH 45152 Property Records

Warren County property record for 6280 Zoar Rd, Morrow, OH 45152

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,315 sqft · built 1993
Lot Size	5.73 acres (249,860 sqft)
Owner	Individual Name on Record
Last Sale	$49,900 (Aug 1992)
Tax Bill	$10,979 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Mar 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`17-30-492-008-0`

Property Details

APN / Parcel Number

Primary APN	`17-30-492-008-0`
Alternative APNs	`1730492008` `2629720`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	4,315 sqft Living Area
Gross Area	5,061 sqft
1st Floor Area	1,517 sqft
2nd Floor Area	981 sqft
Basement Area	800 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Brick/Stone
Construction Type	Brick
Lot Area	249,860 sqft (5.73 acres)
Garage Type	Attached
Garage Area	536 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	290 sqft
Deck Area	461 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2629720
Street Address	6280 ZOAR RD
City	MORROW
State	OH
Zip	45152-8921
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VINEYARDS 1 LOT 14
Legal Subdivision	VINEYARDS 1
Legal Block	720
Legal Lot Number	14
Jurisdiction	WARREN OH
Township / Civil Division	HAMILTON
Census Block Group	1
Census Block	1005
Census Tract	32206

Owner

Source: Warren County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6280 ZOAR RD, MORROW, OH 45152-8921
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Fiduciary Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Mar 18, 2026	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 1992 · Amount on Record
Deed Sale	Aug 6, 1992 · Amount on Record
Prior Sale	Aug 6, 1992 · Amount on Record
Last Transfer Date	Jul 3, 2003
Transfer Doc	0031400428
Record Updated	Sep 20, 2026

July 2026: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	WARREN OH
Recording Date	Jul 21, 2026
Property Address	6280 ZOAR RD, MORROW, OH 45152-8921
Document Number	0000020274
Instrument Date	Jul 17, 2026
Instrument	202620274
Transaction Type	Transfer
Record Updated	Aug 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175,134.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	6280 ZOAR RD, MORROW, OH 45152-8921

Mortgage

Document Number	0000020275,
Date	Jul 21, 2026
Instrument	202620275

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

March 2026: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	WARREN OH
Recording Date	Mar 18, 2026
Property Address	6280 ZOAR RD, MORROW, OH 45152-8921
Document Number	0000007005
Map Reference	MB 3140 PG 429
Instrument Date	May 27, 2025
Instrument	2026-007005
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6280 ZOAR RD, MORROW, OH 45152-8921

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Hamilton Township
Unified School District	Little Miami Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,979.00 (+1.58%)	$241,340 (+25.28%) Land $56,800 Building $184,540	$689,550 (+25.29%) Land $162,290 Building $527,260
2024	$10,808.00 (+11.34%)
2023	$9,707.00 (+2.58%) Homeowner's exemption	$192,633 (-) Land $35,861 Building $156,772
2022	$9,463.00 Homeowner's exemption	$192,633 Land $35,861 Building $156,772	$550,380 (-) Land $102,460 Building $447,920
2021			$550,380 Land $102,460 Building $447,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN WATER COMPANY private · serves 39,508 people · EPA ID OH8300512
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Bresco Broadband.

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