6104 Zoar Rd, Morrow, OH 45152 Property Records

Warren County property record for 6104 Zoar Rd, Morrow, OH 45152

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,012 sqft · built 1995
Lot Size	2.36 acres (103,063 sqft)
Owner	Individual Name on Record
Last Sale	$353,000 (Oct 2020)
Tax Bill	$5,857 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-30-490-011-0`

Property Details

APN / Parcel Number

Primary APN	`17-30-490-011-0`
Alternative APNs	`1730490011` `2630120`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,012 sqft Living Area
1st Floor Area	60 sqft
2nd Floor Area	934 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Lot Area	103,063 sqft (2.36 acres)
Garage Type	Attached
Garage Area	486 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	170 sqft
Deck Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	2630120
Old Parcel Number	1730490011
Street Address	6104 ZOAR RD
City	MORROW
State	OH
Zip	45152-8947
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VINEYARDS 1 RP LOT# 27
Legal Subdivision	VINEYARDS 1 RP
Legal Block	490
Legal Lot Number	27
Jurisdiction	WARREN OH
Township / Civil Division	HAMILTON
Census Block Group	1
Census Block	1005
Census Tract	32206

Owner

Source: Warren County records, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	6104 ZOAR RD, MORROW, OH 45152-8947
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2020	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Sep 23, 2019	Deed of Trust, Mortgage · Conventional with PMI UNION SVGS
May 24, 2018	Quit Claim Deed, Transfer Quitclaim
Mar 31, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2020 · Amount on Record
Deed Sale	Oct 2, 2020 · Amount on Record
Prior Sale	May 24, 2018 · Amount on Record
Deed Document Number	0005531755
Deed Book / Page	5531 / 755
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Oct 2, 2020
Property Address	6104 ZOAR RD, MORROW, OH 45152-8947
Document Number	0000038792
Map Reference	MB 24 PG 45&46
Instrument Date	Sep 28, 2020
Instrument	2020-038792
Transaction Type	Transfer
Record Updated	May 20, 2022
Title Company	MATTINGLY FORD TTL SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	6104 ZOAR RD, MORROW, OH 45152-8947

Mortgage

Document Number	0000038793
Date	Oct 2, 2020
Instrument	2020-038793

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	6104 ZOAR RD, MORROW, OH 45152-8947
Document Number	0000028230
Instrument Date	Sep 23, 2019
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6104 ZOAR READ MORROW OH 45152, MORROW, OH 45152

Mortgage

Document Number	0000028230
Date	Sep 27, 2019
Instrument	28230

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2049

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARREN OH
Recording Date	May 24, 2018
Property Address	6104 ZOAR RD, MORROW, OH 45152-8947
Document Number	0000014481
Map Reference	PB 24 PG 45-46
Instrument Date	May 11, 2018
Instrument	2018-014481
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Amount	Amount Recorded
Tax	$1.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8534 E KEMPER RD, CINCINNATI, OH 45249-3701

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Mar 31, 2017
Property Address	6104 ZOAR RD, MORROW, OH 45152-8947
Document Number	0000009781
Instrument Date	Mar 17, 2017
Instrument	2017-009781
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Amount	Amount Recorded
Tax	$765.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	8534 E KEMPER RD, CINCINNATI, OH 45249-3701

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Hamilton Township
Unified School District	Little Miami Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,857.00 (+11.75%)	$129,892 (+26.27%) Land $31,325 Building $98,567	$371,120 (+26.27%) Land $89,500 Building $281,620
2023	$5,241.00 (+3.89%) Homeowner's exemption	$102,865 (-) Land $19,159 Building $83,706
2022	$5,045.00 Homeowner's exemption	$102,865 Land $19,159 Building $83,706	$293,900 (-) Land $54,740 Building $239,160
2021			$293,900 Land $54,740 Building $239,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN WATER COMPANY private · serves 39,508 people · EPA ID OH8300512
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Bresco Broadband.

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