6280 Ramer Grady Rd, Grady, AL 36036 Property Records

Montgomery County property record for 6280 Ramer Grady Rd, Grady, AL 36036

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,176 sqft · built 2024
Lot Size	4.17 acres (181,645 sqft)
Owner	2 Individual Names on Record
Last Sale	$87,550 (May 2018)
Tax Bill	$1,220 (2025)
Deeds & Mortgages	Jul 2024 Mortgage Apr 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-07-25-0-000-030.001`

Property Details

APN / Parcel Number

Primary APN	`29-07-25-0-000-030.001`
Alternative APNs	`0329072500000030001` `293121`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,176 sqft Living Area
Gross Area	1,398 sqft
1st Floor Area	1,398 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2025
Exterior Material	Metal
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	181,645 sqft (4.17 acres)
Porch	Open Porch
Porch Area	456 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	293121
Old Parcel Number	0329072500000030001
Street Address	6280 RAMER GRADY RD
City	GRADY
State	AL
Zip	36036-7018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 25 T12N R18E 4.17 AC IN SE1/4 OF NE1/4 2907250000030001
Legal Range	18E
Legal Township	12N
Legal Section	25
Jurisdiction	MONTGOMERY AL
Township / Civil Division	RAMER
Census Block Group	3
Census Block	3026
Census Tract	5800

Owner

Source: Montgomery County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6280 RAMER GRADY RD, GRADY, AL 36036-7018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2024	Deed of Trust, Mortgage · Conventional Mortgage BRANTLEY BANK & TRUST
Apr 13, 2023	Deed of Trust, Mortgage · Line of Credit BRANTLEY BANK & TRUST
May 25, 2018	Grant Deed, Transfer · Conventional with PMI VANDERBILT MORTGAGE & FINANCE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2018 · Amount on Record
Deed Sale	May 25, 2018 · Amount on Record
Prior Sale	Dec 5, 2000
Deed Document Number	0005106277
Deed Book / Page	5106 / 277
Record Updated	Jun 8, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	6280 RAMER GRADY RD, GRADY, AL 36036-7018
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6280 RAMER GRADY RD, GRADY, AL 36036-7018

Mortgage

Document Number	0061620012
Date	Jul 23, 2024
Book Page	6162/12

Lender

Name	BRANTLEY BANK & TRUST
Type	Bank
Address	38009

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Aug 1, 2064

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	6280 RAMER GRADY RD, GRADY, AL 36036-7018
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6280 RAMER GRADY RD, GRADY, AL 36036-7018

Mortgage

Document Number	0059610076
Date	Apr 13, 2023
Book Page	5961/76

Lender

Name	BRANTLEY BANK & TRUST
Type	Bank
Address	BRANTLEY, AL 36009

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 7, 2024

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY AL
Recording Date	May 25, 2018
Property Address	6280 RAMER GRADY RD, GRADY, AL 36036-7018
Document Number	0051060277
Book / Page	005106 / 000277
Instrument Date	May 25, 2018
Transaction Type	Transfer
Record Updated	Jun 14, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6280 RAMER GRADY RD GRADY AL 360367018, GRADY, AL 36036-7018

Mortgage

Document Number	51060279
Date	May 25, 2018
Book Page	005106/000279

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Bank
Address	ATLANTA, GA 30361

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 24, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Montgomery County
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,220.00 (+220.21%) Homeowner's exemption	$30,970 (+194.11%) Land $4,850 Building $26,120	$309,700 (+194.11%) Land $48,500 Building $261,200
2023	$381.00 Homeowner's exemption	$10,530 Land $2,850 Building $7,680	$105,300 Land $28,500 Building $76,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMER WATER COMPANY, INC. serves 1,398 people · EPA ID AL0001074
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mon-Cre Telephone Cooperative Fiber	200 / 200

Cell Coverage

4G LTE (outdoors only), no 5G reported

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