6244 Ramer Grady Rd, Grady, AL 36036 Property Records

Montgomery County property record for 6244 Ramer Grady Rd, Grady, AL 36036

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,520 sqft · built 1925
Lot Size	8.1 acres (352,836 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Nov 2022)
Tax Bill	$3,328 (2026)
Deeds & Mortgages	Nov 2022 Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-07-25-0-000-032.000`

Property Details

APN / Parcel Number

Primary APN	`29-07-25-0-000-032.000`
Alternative APNs	`0329072500000032000` `293123`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,520 sqft Living Area
1st Floor Area	2,320 sqft
Upper Floors Area	1,200 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 2009
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	352,836 sqft (8.1 acres)

Exterior Amenities

Porch	Slab
Porch Area	200 sqft
Deck Area	425 sqft
Patio Area	425 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	293123
Street Address	6244 RAMER GRADY RD
City	GRADY
State	AL
Zip	36036-7018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 25 T12N R18E 8.1 AC IN NE1/4 2907250000032000
Legal Range	18E
Legal Township	12N
Legal Section	25
Jurisdiction	MONTGOMERY AL
Township / Civil Division	RAMER
Census Block Group	3
Census Block	3026
Census Tract	5800

Owner

Source: Montgomery County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6244 RAMER GRADY RD, GRADY, AL 36036-7018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jul 21, 2020	Warranty Deed, Transfer · VA Mortgage THE FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2022 · Amount on Record
Deed Sale	Nov 1, 2022 · Amount on Record
Prior Sale	Jul 21, 2020 · Amount on Record
Deed Document Number	20224597468
Deed Book / Page	5898 / 597
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	6244 RAMER GRADY RD, GRADY, AL 36036-7018
Transaction Type	Mortgage
Record Updated	Feb 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058980600
Date	Nov 1, 2022
Book Page	5898/600

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Jul 21, 2020
Property Address	6244 RAMER GRADY RD, GRADY, AL 36036-7018
Document Number	0054140929
Book / Page	5414 / 929
Instrument Date	Jul 20, 2020
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	430 TWAIN CURV, 430, MONTGOMERY, AL 36117-2255

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6244 RAMER ROAD, GRADY, AL 36036

Mortgage

Document Number	0005414932
Date	Jul 21, 2020
Instrument	5414/932

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Montgomery County
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,328.00 (+6.98%)
2025	$3,111.00 (+6.72%)	$42,010 (+18.14%) Land $6,050 Building $35,960	$420,100 (+18.14%) Land $60,500 Building $359,600
2023	$2,915.00	$35,560 Land $4,480 Building $31,080	$355,600 Land $44,800 Building $310,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 43% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMER WATER COMPANY, INC. serves 1,398 people · EPA ID AL0001074
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mon-Cre Telephone Cooperative Fiber	200 / 200

May also be available: C Spire Wireless.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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