628 Willowbrook Way, O Fallon, IL 62269 Property Records

St. Clair County property record for 628 Willowbrook Way, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	5 ba · 1,180 sqft · built 2018
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$299,000 (Oct 2022)
Tax Bill	$7,321 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Feb 2020 Sale & Mortgage + 2 more
APN	`03-24-0-105-016`

Property Details

APN / Parcel Number

Primary APN	`03-24-0-105-016`

Interior

Full Baths	5 Baths
Stories	2 Stories
Building Area	1,180 sqft Living Area
Basement Area	696 sqft
Finished Basement	696 sqft
Unfinished Basement	696 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	484 sqft
Porch	Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	628 WILLOWBROOK WAY
City	O FALLON
State	IL
Zip	62269-7058
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILBURN ESTATES LOT 78 A02763253
Legal Subdivision	MILBURN ESTATES
Legal Block	105
Legal Lot Number	78
Jurisdiction	ST CLAIR IL
Township / Civil Division	CASEYVILLE
Census Block Group	2
Census Block	2009
Census Tract	503404

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	628 WILLOWBROOK WAY, O FALLON, IL 62269-7058
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2022	Warranty Deed, Transfer · Conventional Mortgage CARROLLTON BANK
Feb 19, 2020	Warranty Deed, Transfer · FHA Mortgage AMERICAN PORTFOLIO MTG
Aug 16, 2018	Warranty Deed, Subdivision Related Transfer · VA Mortgage WELLS FARGO BK
Aug 17, 2017	Warranty Deed, Construction Loan · Line of Credit FIRST CNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2022 · Amount on Record
Deed Sale	Oct 14, 2022 · Amount on Record
Prior Sale	Feb 19, 2020 · Amount on Record
Deed Document Number	20222763253
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Oct 14, 2022
Property Address	628 WILLOWBROOK WAY, O FALLON, IL 62269-7058
Document Number	0A02763253
Map Reference	MB 106 PG 76
Instrument Date	Oct 4, 2022
Instrument	A02763253
Transaction Type	Transfer
Record Updated	Oct 28, 2022
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$299.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 WILLOWBROOK WAY, O FALLON, IL 62269-7058

Mortgage

Document Number	0A02763254
Date	Oct 14, 2022
Instrument	A02763254

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6.12%

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Feb 19, 2020
Property Address	628 WILLOWBROOK WAY, O FALLON, IL 62269-7058
Document Number	00A2642820
Instrument Date	Oct 24, 2019
Instrument	2642820
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	MADISON COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$384.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 WILLOWBROOK WAY O FALLON IL 622697058, O FALLON, IL 62269-7058

Mortgage

Document Number	A2642821
Date	Feb 19, 2020
Instrument	2642821

Lender

Name	AMERICAN PORTFOLIO MTG
Type	Mortgage Company
Address	PALATINE, IL 60074

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 18, 2050

Interest

Rate Type	Fixed Rate
Rate	3.25%

August 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Aug 16, 2018
Property Address	628 WILLOWBROOK WAY, O FALLON, IL 62269-7058
Document Number	00A2586840
Instrument Date	Aug 15, 2018
Instrument	2586840
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 5, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	628 WILLOWBROOK WAY O FALLON IL 622697058, O FALLON, IL 62269-7058

Mortgage

Document Number	A2586841
Date	Aug 16, 2018
Instrument	2586841

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2048

August 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Aug 17, 2017
Property Address	628 WILLOWBROOK WAY, O FALLON, IL 62269-7058
Document Number	00A2548285
Instrument Date	Aug 16, 2017
Instrument	2548285
Transaction Type	Construction Loan
Record Updated	Jan 11, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$61.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	104 S COMMERCIAL ST ALBERS IL 622151395, ALBERS, IL 62215-1395
Investor	Possibly a Property Investor

Mortgage

Document Number	A2548286
Date	Aug 17, 2017
Instrument	2548286

Lender

Name	FIRST CNTY BK
Type	Bank
Address	NEW BADEN, IL 62265

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Aug 16, 2019

Interest

Rate Type	Adjustable Rate
Rate	4.75%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Caseyville Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,321.00	$103,847 (+29.48%) Land $24,437 Building $79,410	$311,541 (+29.48%) Land $73,311 Building $238,230
2022		$80,202 Land $19,245 Building $60,957	$240,606 Land $57,735 Building $182,871

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1979–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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