628 Western Dr, Richmond, CA 94801 Property Records

Contra Costa County property record for 628 Western Dr, Richmond, CA 94801

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,434 sqft · built 1962
Lot Size0.127 acres (5,525 sqft)
Owner2 Individual Names on Record
Last Sale$330,000 (Aug 1997)
Tax Bill$8,882 (2025)
Deeds & MortgagesApr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN558-254-010-9

Property Details

APN / Parcel Number

Primary APN558-254-010-9
Alternative APN
  • 558-254-010

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,434 sqft Living Area
1st Floor Area1,831 sqft
Basement Area603 sqft

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Lot Area5,525 sqft (0.127 acres)
Garage TypeAttached
Garage Area418 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address628 WESTERN DR
CityRICHMOND
StateCA
Zip94801-3761
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionBAY VIEW ADDN LOTS 15 & 16 POR 17 BLK 64
Legal SubdivisionBAY VIEW ADD
Legal Block64
Legal Lot Number15,16
JurisdictionCONTRA COSTA CA
Township / Civil DivisionWEST CONTRA COSTA
Census Block Group1
Census Block1027
Census Tract378000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Point Richmond Historic District
listed 1979 · 339 contributing resources · NRIS 79000472

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address628 WESTERN DR, RICHMOND, CA 94801-3761
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 20, 1997 · Amount on Record
Deed SaleAug 20, 1997 · Amount on Record
Deed Document Number1997149805
Prior Transfer DateMar 8, 1994
Prior Transfer Doc0000104937
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address628 WESTERN DR, RICHMOND, CA 94801-3761
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address628 WESTERN DR, RICHMOND, CA 94801-3761

Mortgage

Document Number0000109850
DateApr 13, 2021
Instrument2021-109850
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityRichmond City
Unified School DistrictWest Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$529,303 (+2%) Land $366,445 Building $162,858
2025$8,882.00 (+3.59%) Homeowner's exemption$518,925 (+4.04%) Land $359,260 Building $159,665
2023$8,574.00 (+1.82%) Homeowner's exemption$498,776 Land $345,310 Building $153,466
2022$8,421.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1983–2016)
Claims Outside the SFHA3 of 3
Most Recent ClaimJan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks.

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