Black Hawk County property record for 628 Wallgate Ave, Waterloo, IA 50701 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1947 |
| Square Footage | 1,360 sqft Living Area |
| Lot Size | 5,000 sqft (0.115 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $136,500 (2023) |
| Tax Bill | $2,586.00 (2025) |
| Primary APN | 8913-22-328-009 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 2 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,360 sqft Living Area |
| 1st Floor | 800 sqft 1st Floor |
| Basement Area | 800 sqft Basement |
| Unfinished Basement | 800 sqft Unfinished |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Exterior Material | Aluminum Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 5,000 sqft (0.115 acres) |
| Depth X Width | 125 ft x 40 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 440 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 628 WALLGATE AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-5840 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GALLOWAY ADDITION WATERLOO LOT 120 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 22 |
| Legal Subdivision | GALLOWAY ADDITION WATERLOO |
| Legal Lot Number | 120 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 1 |
| Census Block | 1029 |
| Census Tract | 400 |
Source: Black Hawk County records · APN 8913-22-328-009
Assessment roll updated October 17, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 628 WALLGATE AVE, WATERLOO, IA 50701-5840 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 30, 2023 | Deed of Trust, Mortgage · Stand Alone Second Mortgage VERIDIAN CU |
| Jun 30, 2023 | Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU |
| Apr 19, 2022 | Deed of Trust, Mortgage · Veterans Administration Mortgage VERIDIAN CU |
| Jul 13, 2021 | Quit Claim Deed, Transfer · Conventional Mortgage VERIDIAN CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 30, 2023 · Amount on Record |
| Deed Sale | Jun 30, 2023 · Amount on Record |
| Deed Doc Number | 202317679 |
| Prior Transfer Date | Jul 02, 2021 |
| Prior Transfer Doc | 202200000857 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 628 WALLGATE AVE, WATERLOO, IA 50701-5840 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 628 WALLGATE AVE, WATERLOO, IA 50701-5840 |
| Document Number | 202300017681 |
|---|---|
| Date | Jun 30, 2023 |
| Instrument | 202300017681 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50701 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jul 01, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jun 30, 2023 |
| Property Address | 628 WALLGATE AVE, WATERLOO, IA 50701-5840 |
| Document Number | 202300017679 |
| Instrument Date | Jun 28, 2023 |
| Instrument | 202300017679 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $217.60 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 628 WALLGATE AVE, WATERLOO, IA 50701-5840 |
| Document Number | 202300017680 |
|---|---|
| Date | Jun 30, 2023 |
| Instrument | 202300017680 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.87% |
| Type Change Date | Jul 01, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 4.87% |
| Max Rate At Change | 8.87% |
| Index | 52-Week T-Bill (1-Year) |
| Max Rate | 12.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 628 WALLGATE AVE, WATERLOO, IA 50701-5840 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Name | Verified Name |
|---|---|
| Address | 628 WALLGATE AVE, WATERLOO, IA 50701-5840 |
| Document Number | 202200020362 |
|---|---|
| Date | Apr 19, 2022 |
| Instrument | 202200020362 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50701 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jul 13, 2021 |
| Property Address | 628 WALLGATE AVE, WATERLOO, IA 50701-5840 |
| Document Number | 202200000857 |
| Instrument Date | Jul 02, 2021 |
| Instrument | 202200000857 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2021 |
| Title Company | TITLE SERVICES CORPORATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 628 WALLGATE AVE, WATERLOO, IA 50701-5840 |
| Document Number | 202200000858 |
|---|---|
| Date | Jul 13, 2021 |
| Instrument | 202200000858 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 10, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Aug 01, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.5% |
| Index | 1-Year CMT |
| Max Rate | 10.5% |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,586.00 Homeowner's exemption | $157,960 (+23.06%) Land $12,610 Building $145,350 | $157,960 (+23.06%) Land $12,610 Building $145,350 |
| 2024 | $2,586.00 (+33.85%) | ||
| 2023 | $128,360 (+28.03%) Land $12,610 Building $115,750 | $128,360 (+28.03%) Land $12,610 Building $115,750 | |
| 2022 | $1,932.00 | $100,260 Land $12,610 Building $87,650 | |
| 2021 | $100,260 Land $12,610 Building $87,650 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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