Black Hawk County property record for 626 Wallgate Ave, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 744 sqft · built 1946 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,786 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-22-328-008 |
| Primary APN | 8913-22-328-008 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 744 sqft Living Area |
| 1st Floor Area | 744 sqft |
| Basement Area | 744 sqft |
| Finished Basement | 1 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 125 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 39 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 626 WALLGATE AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-5840 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GALLOWAY ADDITION WATERLOO LOT 121 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 22 |
| Legal Subdivision | GALLOWAY ADDITION WATERLOO |
| Legal Lot Number | 121 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 400 |
626 Wallgate Ave is owned and occupied by two individuals.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 626 WALLGATE AVE, WATERLOO, IA 50701-5840 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 626 WALLGATE AVE, WATERLOO, IA 50701-5840 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2022 |
| Name | Verified Name |
|---|---|
| Address | 626 WALLGATE AVE, WATERLOO, IA 50701-5840 |
| Document Number | 202300007821 |
|---|---|
| Date | Nov 16, 2022 |
| Instrument | 202300007821 |
| Name | COMMUNITY WHOLESALE COMPANY INC |
|---|---|
| Type | Non-Lending Institution |
| Address | WATERLOO, IA 50702 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 85 Months |
| Due | Dec 16, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 626 Wallgate Ave was $1,786 with a homeowner's exemption, up 20.8% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,786.00 (+20.84%) Homeowner's exemption | $112,990 Land $12,610 Building $100,380 | $112,990 Land $12,610 Building $100,380 |
| 2024 | $1,478.00 | ||
| 2023 | $56,690 (+22.81%) Land $12,610 Building $44,080 | $56,690 Land $12,610 Building $44,080 | |
| 2022 | $818.00 Homeowner's exemption | $46,160 Land $12,610 Building $33,550 | |
| 2021 | $46,160 Land $12,610 Building $33,550 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 626 Wallgate Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 626 Wallgate Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GigFire, Nextlink.
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