628 Vintner St, Los Banos, CA 93635 Property Records

Merced County property record for 628 Vintner St, Los Banos, CA 93635

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,325 sqft · built 2003
Lot Size	0.145 acres (6,300 sqft)
Owner	2 Individual Names on File
Last Sale	$432,000 (Sep 2025)
Tax Bill	$3,630 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`082-614-016-000`

Property Details

APN / Parcel Number

Primary APN	`082-614-016-000`
Alternative APN	`082-614-016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,325 sqft Living Area
Gross Area	1,732 sqft
1st Floor Area	1,325 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2004
Construction Type	Wood
Lot Area	6,300 sqft (0.145 acres)
Garage Type	Attached
Garage Area	407 sqft
Parking Spaces	2 Parking Spaces
Patio Area	561 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Old Parcel Number	082-614-016
Street Address	628 VINTNER ST
City	LOS BANOS
State	CA
Zip	93635-6396
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	THE VINEYARD UNIT NO 11 LOT 599
Legal Subdivision	VINEYARD
Legal Lot Number	599
Jurisdiction	MERCED CA
Township / Civil Division	LOS BANOS
Census Block Group	2
Census Block	2004
Census Tract	2203

Owner

628 Vintner St is owned and occupied by two individuals who bought it in September 2025.

Source: Merced County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	628 VINTNER ST, LOS BANOS, CA 93635-6396
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Grant Deed, Transfer · FHA Mortgage AMERITRUST MORTGAGE CORP
Mar 15, 2018	Quit Claim Deed, Transfer · Conventional Mortgage GOLDEN 1 CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2025 · Amount on File
Deed Sale	Sep 19, 2025 · Amount on File
Prior Sale	Sep 10, 2015 · Amount on File
Deed Document Number	202525102
Prior Transfer Date	Sep 29, 2017
Prior Transfer Doc	0000007537
Record Updated	Oct 29, 2026

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Sep 19, 2025
Property Address	628 VINTNER ST, LOS BANOS, CA 93635-6396
Document Number	0000025102
Map Reference	MB 56 PG 39-42
Instrument Date	Aug 21, 2025
Instrument	2025025102
Transaction Type	Transfer
Record Updated	Oct 27, 2025
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	628 VINTNER ST, LOS BANOS, CA 93635-6396
Investor	Possibly a Property Investor

Mortgage

Document Number	0000025103
Date	Sep 19, 2025
Instrument	2025025103

Lender

Name	AMERITRUST MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Mortgage

Document Number	0000025104
Date	Sep 19, 2025
Instrument	2025025104

Lender

Name	AMERITRUST MORTGAGE CORP
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Mar 15, 2018
Property Address	628 VINTNER ST, LOS BANOS, CA 93635-6396
Document Number	0000007537
Instrument Date	Sep 29, 2017
Instrument	7537
Transaction Type	Transfer
Record Updated	Apr 3, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 VINTER ST LOS BANOS CA 93635, LOS BANOS, CA 93635

Mortgage

Document Number	7542
Date	Mar 15, 2018
Instrument	7542

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 14, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 628 Vintner St was $3,630.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Los Banos City
Unified School District	Los Banos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$432,000 (+53.55%) Land $140,000 Building $292,000
2025	$3,630.00	$281,339 Land $77,950 Building $203,389
2023	$3,431.00 (+2.39%)	$270,416 Land $74,924 Building $195,492
2022	$3,351.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 628 Vintner St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 628 Vintner St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 683 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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