628 Spaulding Ave SE, Ada, MI 49301 Property Records

Kent County property record for 628 Spaulding Ave SE, Ada, MI 49301

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,129 sqft · built 1992
Lot Size	0.816 acres (35,545 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Jul 2007)
Tax Bill	$4,064 (2025)
Deeds & Mortgages	May 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`41-15-31-201-047`

Property Details

APN / Parcel Number

Primary APN	`41-15-31-201-047`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	13 Rooms
Building Area	2,129 sqft Living Area
1st Floor Area	1,643 sqft
Basement Area	1,643 sqft
Finished Basement	1,260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Custom Design
Lot Area	35,545 sqft (0.816 acres)
Lot Width	21 ft Width
Garage Area	1,224 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Deck Area	2,563 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	628 SPAULDING AVE SE
City	ADA
State	MI
Zip	49301-7820
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	PART NE 1/4 COM 1084 FT N ALONG N&S 1/4 LINE FROM CEN OF SEC TH N ALONG N&S 1/4 LINE 21 FT TH E PERP TO N&S 1/4 LINE 206 FT
Legal Range	10W
Legal Township	07N
Legal Section	31
Jurisdiction	KENT MI
Township / Civil Division	ADA
Census Block Group	1
Census Block	1009
Census Tract	11902

Owner

Source: Kent County records · APN 41-15-31-201-047

Assessment roll updated June 13, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	628 SPAULDING AVE SE, ADA, MI 49301-7820
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 09, 2007 · Amount on Record
Deed Sale	Jul 09, 2007 · Amount on Record
Prior Sale	Aug 10, 2006 · Amount on Record
Deed Document Number	200768489
Prior Transfer Date	Aug 08, 2006
Prior Transfer Doc	0000097020
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	628 SPAULDING AVE SE, ADA, MI 49301-7820
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042256
Date	May 17, 2017
Instrument	20170517-0042256

Lender

Name	FIFTH THIRD BANK(WESTERN MICHIGAN)
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kent County records · Assessment roll updated June 13, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Ada Township
Unified School District	Forest Hills Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,064.00 Homeowner's exemption	$308,300 (+12.48%)	$616,600 (+12.48%)
2023		$274,100	$548,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 1, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2012 · other causes

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

Based on FCC filings for 154 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ADA TOWNSHIP serves 7,584 people
Water Source	Purchased surface water from GRAND RAPIDS
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.