Kent County property record for 626 Spaulding Ave SE, Ada, MI 49301 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 1,685 sqft · built 1964 |
| Lot Size | 2.71 acres (118,048 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $240,000 (Apr 2011) |
| Tax Bill | $3,228 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-15-31-201-048 |
| Primary APN | 41-15-31-201-048 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 13 Rooms |
| Building Area | 1,685 sqft Living Area |
| 1st Floor Area | 1,685 sqft |
| Basement Area | 1,685 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch |
| Lot Area | 118,048 sqft (2.71 acres) |
| Garage Area | 705 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | 1,891 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Hot Water |
|---|
| Street Address | 626 SPAULDING AVE SE |
|---|---|
| City | ADA |
| State | MI |
| Zip | 49301-7820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART NE 1/4 COM 1328.25 FT N ALONG E LINE OF W 660 FT OF NE 1/4 FROM E&W 1/4 LINE TH S ALONG SD E LINE TO N LINE OF CARMON |
| Legal Range | 10W |
| Legal Township | 07N |
| Legal Section | 31 |
| Jurisdiction | KENT MI |
| Township / Civil Division | ADA |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 11902 |
Source: Kent County records · APN 41-15-31-201-048
Assessment roll updated June 13, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 626 SPAULDING AVE SE, ADA, MI 49301-7820 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CHOICEONE BANK |
| Aug 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CHOICEONE BANK |
| Mar 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CHOICEONE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 08, 2011 · Amount on Record |
| Deed Sale | Apr 08, 2011 · Amount on Record |
| Deed Document Number | 201128374 |
| Last Transfer Date | Jan 20, 2014 |
| Transfer Doc | 0000005796 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 626 SPAULDING AVE SE, ADA, MI 49301-7820 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000025586 |
|---|---|
| Date | Mar 20, 2020 |
| Instrument | 20200320-0025586 |
| Name | CHOICEONE BANK |
|---|---|
| Type | Bank |
| Address | SPARTA, MI 49345 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 362 Months |
| Due | May 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 626 SPAULDING AVE SE, ADA, MI 49301-7820 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000078057 |
|---|---|
| Date | Aug 28, 2020 |
| Instrument | 20200828-0078057 |
| Name | CHOICEONE BANK |
|---|---|
| Type | Bank |
| Address | SPARTA, MI 49345 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 626 SPAULDING AVE SE, ADA, MI 49301-7820 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000034075 |
|---|---|
| Date | Mar 23, 2021 |
| Instrument | 20210323-0034075 |
| Name | CHOICEONE BANK |
|---|---|
| Type | Bank |
| Address | SPARTA, MI 49345 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2036 |
Source: Kent County records · Assessment roll updated June 13, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Kent County |
| County Subdivision | Ada Township |
| Unified School District | Forest Hills Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,228.00 Homeowner's exemption | $310,800 (+26.7%) | $621,600 (+26.7%) |
| 2023 | $245,300 | $490,600 |
Source: FEMA National Flood Hazard Layer, Kent County (26081C), updated January 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260810119021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2012, other causes |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures