607 Saint Andrews Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 607 Saint Andrews Dr, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,139 sqft · built 1987
Lot Size	0.233 acres (10,149 sqft)
Owner	Individual Name on Record
Last Sale	$549,467 (Aug 2001)
Tax Bill	$19,619 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Oct 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`053-191-04`

Property Details

APN / Parcel Number

Primary APN	`053-191-04`
Alternative APN	`053-191-04-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Building Area	3,139 sqft Living Area
Gross Area	3,622 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	10,149 sqft (0.233 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Deck Area	475 sqft
Patio Area	475 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	607 SAINT ANDREWS DR
City	APTOS
State	CA
Zip	95003-5424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10
Legal Subdivision	COUNTY CLUB PARK 15
Legal Lot Number	344
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1007
Census Tract	122203

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1589, SOQUEL, CA 95073-1589
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Oct 20, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2001 · Amount on Record
Deed Sale	Aug 16, 2001 · Amount on Record
Prior Sale	Dec 5, 2000 · Amount on Record
Deed Document Number	200151388
Last Transfer Date	Dec 23, 2019
Transfer Doc	0000041112
Record Updated	Sep 20, 2026

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 27, 2019
Property Address	607 SAINT ANDREWS DR, APTOS, CA 95003-5424
Document Number	0000041112
Map Reference	MB 56 PG 32
Instrument Date	Dec 23, 2019
Instrument	2019-0041112
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	WFG NATIONAL TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2210 DIAMOND BAR DR, LAS VEGAS, NV 89117-1933

Mortgage

Document Number	0000041113
Date	Dec 27, 2019
Instrument	2019-0041113

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 20, 2017
Property Address	607 SAINT ANDREWS DR, APTOS, CA 95003-5424
Document Number	0000035373
Instrument Date	Sep 19, 2017
Instrument	35373
Transaction Type	Transfer
Record Updated	Nov 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 81796 LAS VEGAS NV 891801796, LAS VEGAS, NV 89180-1796

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,624,473 (+2%) Land $1,043,042 Building $581,431
2025	$19,619.00 (+9.57%)	$1,592,620 (+4.04%) Land $1,022,590 Building $570,030
2023	$17,906.00 (+2.02%)	$1,530,776 Land $982,881 Building $547,895	$1,974,690
2022	$17,551.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Cruzio, Etheric Networks, Surfnet Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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