Oconee County property record for 628 Providence Point Dr, Seneca, SC 29678
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,020 sqft · built 2008 |
| Lot Size | 0.839 acres (36,590 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $280,000 (Jun 2020) |
| Tax Bill | $1,162 (2025) |
| Deeds & Mortgages | Jun 2020 Sale & Mortgage Jan 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 225-00-12-058 |
| Primary APN | 225-00-12-058 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,020 sqft Living Area |
| Attic Area | 529 sqft |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Vinyl |
| Foundation Type | Raised |
| Roof Material | Shingle |
| Lot Area | 36,590 sqft (0.839 acres) |
| Garage Type | Attached |
| Garage Area | 529 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 29450 |
|---|---|
| Old Parcel Number | 225 00 12 058 |
| Street Address | 628 PROVIDENCE POINT DR |
| City | SENECA |
| State | SC |
| Zip | 29678-2973 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 16 PROVIDENCE RIDGE (0.90 AC) |
| Legal Subdivision | PROVIDENCE RIDGE |
| Legal Block | 12 |
| Legal Lot Number | 16 |
| Jurisdiction | OCONEE SC |
| Township / Civil Division | SENECA |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 30702 |
628 Providence Point Dr is owned and occupied by two individuals who bought it in June 2020.
Source: Oconee County records, as of November 14, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 628 PROVIDENCE POINT DR, SENECA, SC 29678-2973 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 25, 2020 | Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BK |
| Jan 22, 2020 | Grant Deed, Transfer · Conventional Mortgage OCONEE FED'L S&L ASSN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2020 · Amount on File |
| Deed Sale | Jun 25, 2020 · Amount on File |
| Prior Sale | Jun 15, 2015 · Amount on File |
| Deed Document Number | 16919 |
| Deed Book / Page | 2580 / 46 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OCONEE SC |
| Recording Date | Jun 25, 2020 |
| Property Address | 628 PROVIDENCE POINT DR, SENECA, SC 29678-2973 |
| Document Number | 0025800046 |
| Book / Page | 002580 / 000046 |
| Instrument Date | Jun 23, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,036.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 628 PROVIDENCE POINT DR SENECA SC 296782973, SENECA, SC 29678-2973 |
| Document Number | 39800029 |
|---|---|
| Date | Jun 25, 2020 |
| Book Page | 003980/000029 |
| Name | FLAGSTAR BK |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098-2639 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 24, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OCONEE SC |
| Recording Date | Jan 22, 2020 |
| Property Address | 628 PROVIDENCE POINT DR, SENECA, SC 29678-2973 |
| Document Number | 0025370245 |
| Book / Page | 002537 / 000245 |
| Instrument Date | Jan 3, 2020 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $962.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 628 PROVIDENCE POINT DR SENECA SC 296782973, SENECA, SC 29678-2973 |
| Document Number | 9484 |
|---|---|
| Date | Jan 22, 2020 |
| Book Page | 003919/000110 |
| Instrument | 9484 |
| Name | OCONEE FED'L S&L ASSN |
|---|---|
| Type | Federal Savings Bank |
| Address | SENECA, SC 29678-2973 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 21, 2050 |
The 2025 property tax bill for 628 Providence Point Dr was $1,162.
Source: Oconee County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Oconee County |
| Unified School District | Oconee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,162.00 | $11,084 Land $1,365 Building $9,719 | $277,100 Land $34,130 Building $242,970 |
| 2023 | $11,084 Land $1,365 Building $9,719 | $277,100 Land $34,130 Building $242,970 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 628 Providence Point Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 628 Providence Point Dr is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 70% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SENECA serves 39,772 people · EPA ID SC3710002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| West Carolina Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Vyve Broadband Cable | 1,000 / 100 |
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