620 Providence Point Dr, Seneca, SC 29678 Property Records

Oconee County property record for 620 Providence Point Dr, Seneca, SC 29678

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,806 sqft · built 2001
Lot Size0.56 acres (24,394 sqft)
OwnerIndividual Name on Record
Last Sale$400,000 (Feb 2025)
Tax Bill$811 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Mar 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN225-00-12-061

Property Details

APN / Parcel Number

Primary APN225-00-12-061
Alternative APN
  • 29453

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,806 sqft Living Area
Attic Area2,247 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Architectural StyleContemporary
Exterior MaterialVinyl
Foundation TypeRaised
Roof MaterialShingle
Lot Area24,394 sqft (0.56 acres)
Garage TypeAttached
Garage Area441 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number29453
Old Parcel Number225 00 12 061
Street Address620 PROVIDENCE POINT DR
CitySENECA
StateSC
Zip29678-2973
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 13 PROVIDENCE RIDGE (0.561 AC)
Legal SubdivisionPROVIDENCE RIDGE
Legal Block12
Legal Lot Number13
JurisdictionOCONEE SC
Township / Civil DivisionSENECA
Census Block Group1
Census Block1013
Census Tract30702

Owner

Source: Oconee County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address312 VINE ST, WHITEVILLE, NC 28472-3624
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Mar 2, 2017Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Mar 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 3, 2025 · Amount on Record
Deed SaleFeb 3, 2025 · Amount on Record
Deed Document Number0000009102
Deed Book / Page3176 / 304
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCONEE SC
Property Address620 PROVIDENCE POINT DR, SENECA, SC 29678-2973
Transaction TypeMortgage
Record UpdatedMar 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012319
DateFeb 2, 2021
Book Page4094/138
Instrument12319
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term352 Months
DueJun 1, 2050

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCONEE SC
Property Address620 PROVIDENCE POINT DR, SENECA, SC 29678-2973
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010559
DateMar 2, 2017
Book Page3585/088
Instrument10559
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2047

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCONEE SC
Property Address620 PROVIDENCE POINT DR, SENECA, SC 29678-2973
Document Number0039380287
Instrument DateMar 4, 2020
Transaction TypeMortgage
Record UpdatedJun 18, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address620 PROVIDENCE POINT DR SENECA SC 296782973, SENECA, SC 29678-2973

Mortgage

Document Number0039380287
DateMar 18, 2020
Book Page003938/000287
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 17, 2050

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyOconee County
Unified School DistrictOconee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$811.00$7,739 (-4.7%) Land $890 Building $6,849$193,489 (-4.69%) Land $22,260 Building $171,229
2023$8,121 Land $1,272 Building $6,849$203,019 Land $31,790 Building $171,229

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SENECA
serves 39,772 people · EPA ID SC3710002
Water SourceSurface water
Last State InspectionMar 2026
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
West Carolina Rural Telephone Cooperative
Fiber
8,000 / 8,000
AT&T
Fiber · DSL
5,000 / 5,000
Vyve Broadband
Cable
1,000 / 100

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