628 Oak St, Boynton Beach, FL 33435 Property Records

Palm Beach County property record for 628 Oak St, Boynton Beach, FL 33435

Property Summary

Property Type	Duplex
Details	4 bd · 4 ba · 2,132 sqft · built 2000
Lot Size	0.228 acres (9,914 sqft)
Owner	2 Individual Names on File
Last Sale	$583,000 (Nov 2021)
Tax Bill	$12,173 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2022 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`08-43-45-15-06-002-0120`

Property Details

APN / Parcel Number

Primary APN	`08-43-45-15-06-002-0120`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,132 sqft Living Area
Gross Area	2,202 sqft
1st Floor Area	2,132 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2010
Architectural Style	Duplex Single
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Asphalt
Lot Area	9,914 sqft (0.228 acres)
Lot Dimensions	132 ft deep x 75 ft wide

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	70 sqft
Patio Area	164 sqft
Shed	1 Shed
Shed Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	628 OAK ST
City	BOYNTON BEACH
State	FL
Zip	33435-2807
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R3
Legal Description	W S SHEPARDS SUB LTS 12 THRU 14 BLK 2
Legal Range	43E
Legal Township	45S
Legal Section	15
Legal Subdivision	SHEPARDS SUB
Legal Block	2
Legal Lot Number	12-14
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	4
Census Block	4006
Census Tract	5702

Owner

628 Oak St, a duplex, is owned and occupied by two individuals who acquired it in March 2022.

Source: Palm Beach County records, as of December 10, 2025

Owner of Record	2 Individual Names on File
Mailing Address	628 OAK ST, BOYNTON BEACH, FL 33435-2807
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2022	Intrafamily Transfer, Transfer · Seller Carry-Back THOMAS RYAN
Mar 16, 2022	Correction Deed ATTORNEY ONLY, ATTORNEY
Nov 8, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2021 · Amount on File
Deed Sale	Nov 8, 2021 · Amount on File
Prior Sale	Aug 15, 2014 · Amount on File
Deed Document Number	2021513127
Deed Book / Page	33033 / 485
Last Transfer Date	Mar 9, 2022
Transfer Doc	0333881517
Record Updated	Sep 20, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PALM BEACH FL
Recording Date	Mar 16, 2022
Property Address	628 OAK ST, BOYNTON BEACH, FL 33435-2807
Document Number	0333881519
Book / Page	33388 / 1519
Map Reference	MB 8 PG 8
Instrument Date	Mar 2, 2022
Instrument	20220114790
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 OAK ST, BOYNTON BEACH, FL 33435-2807
Investor	Possibly a Property Investor

Mortgage

Document Number	0333881522
Date	Mar 16, 2022
Instrument	33388/1522

Lender

Name	THOMAS RYAN
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

March 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	PALM BEACH FL
Recording Date	Mar 16, 2022
Property Address	628 OAK ST, BOYNTON BEACH, FL 33435-2807
Document Number	0333881517
Book / Page	33388 / 1517
Map Reference	MB 8 PG 8
Instrument Date	Feb 9, 2022
Instrument	20220114789
Record Updated	Aug 1, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7455 FENWICK PL, 7455, BOCA RATON, FL 33496-1308

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	628 OAK ST, BOYNTON BEACH, FL 33435-2807
Investor	Possibly a Property Investor

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Nov 8, 2021
Property Address	628 OAK ST, BOYNTON BEACH, FL 33435-2807
Document Number	0330330485
Book / Page	33033 / 485
Map Reference	MB 8 PG 8
Instrument Date	Nov 2, 2021
Instrument	20210513127
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$4,081.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7455 FENWICK PL, 7455, BOCA RATON, FL 33496-1308

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	628 OAK ST, BOYNTON BEACH, FL 33435-2807
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 628 Oak St was $12,173 with a homeowner's exemption, up 103.7% from the year before.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Boynton Beach City
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,173.00 (+103.73%) Homeowner's exemption	$623,435	$652,353 Land $307,030 Building $345,323
2024	$5,975.00 (-1.19%)
2023	$6,047.00 (-44.1%) Homeowner's exemption	$612,169 (+12.41%)	$663,404 (+21.82%) Land $302,518 Building $360,886
2022	$10,817.00 Homeowner's exemption	$544,596 Land $239,100 Building $305,496	$544,596 Land $239,100 Building $305,496

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 628 Oak St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 252 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	415 units insured incl. 163 condo units
Nearby Flood Claims	59 (1979–2017)
Claims Outside the SFHA	10 of 59
Most Recent Claim	Oct 2017 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 10 claims Hurricane Irene, Oct 1999 · 10 claims Tropical Storm Mitch, Nov 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 628 Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOYNTON BEACH PWS serves 112,000 people · EPA ID FL4500145
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Hotwire Communications, Verizon.

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