628 N Central Ave, Duluth, MN 55807 Property Records

St. Louis County property record for 628 N Central Ave, Duluth, MN 55807 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1975
Square Footage	1,133 sqft Gross Area
Lot Size	3,124 sqft (0.071 acres)
Occupancy	Owner Occupied
Last Sale	$102,009 (2021)
Tax Bill	$1,854.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`010-4520-13740`
Alternative APN	`1119949`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	6 Rooms
Building Area	1,133 sqft Gross Area
1st Floor	573 sqft 1st Floor
Basement Area	280 sqft Basement
Finished Basement	280 sqft Finished
Stories	2 Stories

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1975
Exterior Material	Other Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Lot Area	3,124 sqft (0.071 acres)
Pool Type	Spa/Hot Tub (Only) Pool Type
Porch Area	112 sqft Porch
Sauna	Sauna

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating
Heating Fuel	Gas Heating Fuel
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	1119949
Street Address	628 N CENTRAL AVE
City	DULUTH
State	MN
Zip	55807-1303
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT: 0003 BLOCK:098 SERIAL #
Legal Subdivision	WEST DULUTH SIXTH DIVISION
Legal Block	98
Legal Lot Number	3
Jurisdiction	ST LOUIS MN
Minor Civil Division	DULUTH
Census Blockgroup	5
Census Block	5015
Census Tract	15800

Owner

Source: St. Louis County records · APN 010-4520-13740

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	628 N CENTRAL AVE, DULUTH, MN 55807-1303
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Deed of Trust, Mortgage · Line of Credit HERMANTOWN FCU
Nov 01, 2021	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 24, 2018	Grant Deed, Transfer
Dec 11, 2018	Warranty Deed, Transfer PIONEER ABSTRACT AND TITLE DULUT, PIONEER ABSTRACT & TITLE DULUT

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 01, 2021 · Amount on Record
Deed Sale	Nov 01, 2021 · Amount on Record
Prior Sale	Dec 24, 2018 · Amount on Record
Deed Doc Number	20211048906
Prior Transfer Date	Oct 15, 2021
Prior Transfer Doc	0001048906
Record Refreshed	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	628 N CENTRAL AVE, DULUTH, MN 55807-1303
Transaction Type	Mortgage
Record Updated	Aug 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001070226
Date	Jul 17, 2023
Instrument	1070226

Lender

Name	HERMANTOWN FCU
Type	Credit Union
Address	DULUTH, MN 55811

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jun 20, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 01, 2021
Property Address	628 N CENTRAL AVE, DULUTH, MN 55807-1303
Document Number	0001048906
Instrument Date	Oct 15, 2021
Instrument	1048906
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	AMROCK INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$336.63
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6466 OLD TAFT RD, 6466, DULUTH, MN 55803-9383

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 N CENTRAL AVE, DULUTH, MN 55807-1303

Mortgage

Document Number	0001048907
Date	Nov 01, 2021
Instrument	1048907

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2051

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 24, 2018
Property Address	628 N CENTRAL AVE, DULUTH, MN 55807-1303
Document Number	0001006367
Instrument Date	Dec 10, 2018
Instrument	1006367
Transaction Type	Transfer
Record Updated	Jan 09, 2019

Transaction

Amount	Amount Recorded
Tax	$336.63
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6466 OLD TAFT RD DULUTH MN 558039383, DULUTH, MN 55803-9383

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 11, 2018
Property Address	628 N CENTRAL AVE, DULUTH, MN 55807-1303
Document Number	00T1005905
Instrument Date	Nov 28, 2018
Instrument	T1005905
Transaction Type	Transfer
Record Updated	Dec 27, 2018
Title Company	PIONEER ABSTRACT AND TITLE DULUT, PIONEER ABSTRACT & TITLE DULUT

Transaction

Amount	Amount Recorded
Tax	$333.30
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 N CENTRAL AVE DULUTH MN 558071303, DULUTH, MN 55807-1303

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,854.00 (+0.32%) Homeowner's exemption
2025	$1,848.00 (+1.43%) Homeowner's exemption	$175,200 (+8.15%) Land $8,000 Building $167,200	$175,200 (+8.15%) Land $8,000 Building $167,200
2024	$1,822.00	$162,000 (+28.57%) Land $8,500 Building $153,500	$162,000 (+28.57%) Land $8,500 Building $153,500
2022		$126,000 Land $7,700 Building $118,300	$126,000 Land $7,700 Building $118,300

628 N Central Ave, Duluth, MN 55807 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

November 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2018: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

December 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

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