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623 N Central Ave, Duluth, MN 55807 Property Records

St. Louis County property record for 623 N Central Ave, Duluth, MN 55807

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.25 ba · 1,341 sqft · built 1913
Lot Size0.105 acres (4,605 sqft)
OwnerIndividual Name on File
Tax Bill$3,040 (2026)
Deeds & MortgagesSep 2022 Transfer
Oct 2019 Sale
Flood ZoneZone X (minimal risk)
APN010-4510-06480

Property Details

APN / Parcel Number

Primary APN010-4510-06480
Alternative APN
  • 880279

Interior

Bedrooms3 Beds
Full Baths1.25 Baths
Half Baths1 Half Bath
Total Rooms3 Rooms
Stories1 Story
Building Area1,341 sqft Gross Area
1st Floor Area555 sqft

Exterior

Year BuiltBuilt 1913
Effective Year BuiltEffective 1975
Exterior MaterialMetal
Construction TypeFrame
Roof TypeGable
Lot Area4,605 sqft (0.105 acres)
Garage Area216 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchSlab
Porch Area153 sqft
SaunaSauna
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number880279
Street Address623 N CENTRAL AVE
CityDULUTH
StateMN
Zip55807-1302
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 5 AND 6, BLOCK 160 SERIAL #
Legal SubdivisionWEST DULUTH FIFTH DIVISION
Legal Block160
Legal Lot Number5
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group1
Census Block1000
Census Tract3300

Owner

623 N Central Ave is owned and occupied by an individual who acquired it in September 2022.

Source: St. Louis County records, as of August 17, 2026

Owner of RecordIndividual Name on File
Mailing Address623 N CENTRAL AVE, DULUTH, MN 55807-1302
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2022Quit Claim Deed, Transfer
Quitclaim
Oct 31, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 8, 2022
Transfer Doc0001452059
Record UpdatedSep 20, 2026

September 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST LOUIS MN
Recording DateSep 15, 2022
Property Address623 N CENTRAL AVE, DULUTH, MN 55807-1302
Document Number0001452058
Instrument DateSep 8, 2022
Instrument1452058
Transaction TypeTransfer
Record UpdatedNov 1, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address623 N CENTRAL AVE, DULUTH, MN 55807-1302

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST LOUIS MN
Recording DateOct 31, 2019
Property Address623 N CENTRAL AVE, DULUTH, MN 55807-1302
Document Number00A1366555
Instrument DateOct 23, 2019
InstrumentA1366555
Transaction TypeTransfer
Record UpdatedJan 24, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$1.65
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address623 N CENTRAL AVE DULUTH MN 558071302, DULUTH, MN 55807-1302

Tax Assessment & Valuation

The 2026 property tax bill for 623 N Central Ave was $3,040 with a homeowner's exemption, up 11.7% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,040.00 (+11.68%) Homeowner's exemption
2025$2,722.00 (-3.54%) Homeowner's exemption$259,000 (+13.55%) Land $18,800 Building $240,200$259,000 (+13.55%) Land $18,800 Building $240,200
2024$2,822.00$228,100 Land $20,100 Building $208,000$228,100 Land $20,100 Building $208,000
2022$249,200 Land $18,200 Building $231,000$249,200 Land $18,200 Building $231,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 623 N Central Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 623 N Central Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDuluth
serves 86,859 people · EPA ID MN1690011
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 583 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Airfiber
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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