628 Mountain Pl, Albemarle, NC 28001 Property Records

Stanly County property record for 628 Mountain Pl, Albemarle, NC 28001

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,465 sqft · built 2021
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Oct 2021)
Tax Bill	$2,471 (2026)
Deeds & Mortgages	May 2021 Line of Credit Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`655802997229`

Property Details

APN / Parcel Number

Primary APN	`655802997229`
Alternative APNs	`1536148` `14643`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,465 sqft Finished Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Attached
Garage Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1536148
Street Address	628 MOUNTAIN PL
City	ALBEMARLE
State	NC
Zip	28001-6613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	HSE 628 MOUNTAIN PL LT 110 PH 2 VICKERS PLANT 655808099
Legal Subdivision	VICKERS PLANTATION
Legal Lot Number	110
Jurisdiction	STANLY NC
Township / Civil Division	NORTH ALBEMARLE
Census Block Group	2
Census Block	2030
Census Tract	930200

Owner

628 Mountain Pl is owned and occupied by two individuals who bought it in October 2021.

Source: Stanly County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	628 MOUNTAIN PL, ALBEMARLE, NC 28001-6613
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2021	Deed of Trust, Mortgage · Line of Credit CAROLINA HARD MONEY
Oct 27, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Aug 27, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2021 · Amount on File
Deed Sale	Oct 27, 2021 · Amount on File
Deed Document Number	2021439398
Deed Book / Page	1762 / 1127
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANLY NC
Property Address	628 MOUNTAIN PL, ALBEMARLE, NC 28001-6613
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000432642
Date	May 7, 2021
Book Page	1741/246
Instrument	432642

Lender

Name	CAROLINA HARD MONEY
Type	Private Party
Address	ROCK HILL, SC 29730

Agreement

Type	Line of Credit
Amount	Amount on Record

October 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Oct 27, 2021
Property Address	628 MOUNTAIN PL, ALBEMARLE, NC 28001-6613
Document Number	0000439398
Book / Page	1762 / 1127
Map Reference	MB 16 PG 7
Instrument Date	Oct 27, 2021
Instrument	439398
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 TIMBER LN, WEDDINGTON, NC 28104-7758

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 MOUNTAIN PL, ALBEMARLE, NC 28001-6613

Mortgage

Document Number	0000439399
Date	Oct 27, 2021
Instrument	439399

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Aug 27, 2020
Property Address	628 MOUNTAIN PL, ALBEMARLE, NC 28001-6613
Document Number	0000423097
Book / Page	001710 / 001435
Instrument Date	Aug 25, 2020
Instrument	423097
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$106.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 77034 CHARLOTTE NC 282717000, CHARLOTTE, NC 28271-7000

Tax Assessment & Valuation

The 2026 property tax bill for 628 Mountain Pl was $2,471.

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Albemarle City
County	Stanly County
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,471.00	$220,663 Land $25,287 Building $195,376	$220,663 Land $25,287 Building $195,376
2023	$2,072.00	$169,915 Land $14,875 Building $155,040	$169,915 Land $14,875 Building $155,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 628 Mountain Pl in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 628 Mountain Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALBEMARLE serves 17,506 people · EPA ID NC0184010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream DSL	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Mountain Pl

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