623 Mountain Pl, Albemarle, NC 28001 Property Records

Stanly County property record for 623 Mountain Pl, Albemarle, NC 28001

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,320 sqft · built 2020
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on File
Last Sale	$267,000 (Dec 2021)
Tax Bill	$2,274 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Dec 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`655802995566`

Property Details

APN / Parcel Number

Primary APN	`655802995566`
Alternative APNs	`1536797` `14389`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,320 sqft Finished Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	19,602 sqft (0.45 acres)
Garage Type	Attached
Garage Area	528 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1536797
Street Address	623 MOUNTAIN PL
City	ALBEMARLE
State	NC
Zip	28001-6613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	HSE 623 MOUNTAIN PL LT 150 PH2 VICKERS PLANT 655808092
Legal Subdivision	VICKERS PLANTATION
Legal Lot Number	150
Jurisdiction	STANLY NC
Township / Civil Division	NORTH ALBEMARLE
Census Block Group	2
Census Block	2031
Census Tract	930200

Owner

Source: Stanly County assessment roll, as of August 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	623 MOUNTAIN PL, ALBEMARLE, NC 28001-6613
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Dec 6, 2021	Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC
Feb 12, 2021	Warranty Deed, Transfer ATTORNEY ONLY
May 13, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 6, 2021 · Amount on Record
Deed Sale	Dec 6, 2021 · Amount on Record
Prior Sale	Feb 12, 2021 · Amount on Record
Deed Document Number	2021440922
Deed Book / Page	1767 / 639
Prior Transfer Date	Dec 17, 2014
Prior Transfer Doc	0000368962
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANLY NC
Property Address	623 MOUNTAIN PL, ALBEMARLE, NC 28001-6613
Transaction Type	Mortgage
Record Updated	May 1, 2026
Title Company	ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 MOUNTAIN PL, ALBEMARLE, NC 28001-6613

Mortgage

Document Number	0000484391
Date	Jan 13, 2026
Book Page	1906/1561
Instrument	484391

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Dec 6, 2021
Property Address	623 MOUNTAIN PL, ALBEMARLE, NC 28001-6613
Document Number	0000440922
Book / Page	1767 / 639
Map Reference	MB 16 PG 7
Instrument Date	Dec 6, 2021
Instrument	440922
Transaction Type	Transfer
Record Updated	Feb 16, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$534.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	464 LISK STBIG, 464, ALBEMARLE, NC 28001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 MOUNTAIN PL, ALBEMARLE, NC 28001-6613

Mortgage

Document Number	0000440923
Date	Dec 6, 2021
Instrument	440923

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Feb 12, 2021
Property Address	623 MOUNTAIN PL, ALBEMARLE, NC 28001-6613
Document Number	0000429168
Book / Page	001730 / 000498
Instrument Date	Feb 10, 2021
Instrument	429168
Transaction Type	Transfer
Record Updated	Mar 8, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$450.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	623 MOUNTAIN PL ALBEMARLE NC 280016613, ALBEMARLE, NC 28001-6613

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	May 13, 2020
Property Address	623 MOUNTAIN PL, ALBEMARLE, NC 28001-6613
Document Number	0000419628
Book / Page	001700 / 000444
Instrument Date	May 11, 2020
Instrument	419628
Transaction Type	Transfer
Record Updated	Jun 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$28.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2976 NC HWY 73 E CONCORD NC 280259615, CONCORD, NC 28025-9615

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Albemarle City
County	Stanly County
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,274.00 (+15.55%)	$203,048 (+25.83%) Land $29,835 Building $173,213	$203,048 (+25.83%) Land $29,835 Building $173,213
2023	$1,968.00	$161,362 (-) Land $17,550 Building $143,812	$161,362 (-) Land $17,550 Building $143,812
2022	$1,968.00	$161,362 Land $17,550 Building $143,812	$161,362 Land $17,550 Building $143,812

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALBEMARLE serves 17,506 people · EPA ID NC0184010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Uniti Group DSL	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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