Kane County property record for 628 James St, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,558 sqft · built 1893 |
| Lot Size | 0.207 acres (9,000 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $244,500 (Apr 2012) |
| Tax Bill | $10,227 (2025) |
| Deeds & Mortgages | Apr 2024 Transfer Sep 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-03-379-001 |
| Primary APN | 12-03-379-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,558 sqft Living Area |
| Gross Area | 2,415 sqft |
| Basement Area | 857 sqft |
| Year Built | Built 1893 |
|---|---|
| Effective Year Built | Effective 1893 |
| Lot Area | 9,000 sqft (0.207 acres) |
| View / Lot | Corner |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 628 JAMES ST |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-2121 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 IN BLK 60 OF THE ORIGINAL TOWN OF GENVEA |
| Legal Subdivision | GENEVA |
| Legal Block | 60 |
| Legal Lot Number | 5 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 852608 |
Source: Kane County assessment roll, APN 12-03-379-001, as of December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 628 JAMES ST, GENEVA, IL 60134-2121 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Apr 17, 2024 | Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Sep 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC |
| Sep 08, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 03, 2012 · Amount on Record |
| Deed Sale | Apr 03, 2012 · Amount on Record |
| Prior Sale | Sep 02, 2011 · Amount on Record |
| Deed Document Number | 201221309 |
| Last Transfer Date | Apr 16, 2024 |
| Transfer Doc | 0000012472 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 17, 2024 |
| Property Address | 628 JAMES ST, GENEVA, IL 60134-2121 |
| Document Number | 0000012472 |
| Instrument Date | Apr 16, 2024 |
| Instrument | 2024K012472 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2024 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 628 JAMES ST, GENEVA, IL 60134-2121 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 628 JAMES ST, GENEVA, IL 60134-2121 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000042846 |
|---|---|
| Date | Sep 16, 2019 |
| Instrument | 2019K042846 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 628 JAMES ST, GENEVA, IL 60134-2121 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000051376 |
|---|---|
| Date | Sep 08, 2020 |
| Instrument | 2020K051376 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 01, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
Source: Kane County assessment roll as of December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,227.00 (+37.39%) | ||
| 2024 | $137,881 (+44.9%) Land $39,949 Building $97,932 | $413,809 (+44.96%) Land $119,895 Building $293,914 | |
| 2022 | $7,444.00 (+3.1%) Homeowner's exemption | $95,155 (+3.86%) Land $33,746 Building $61,409 | $285,465 (+3.86%) Land $101,238 Building $184,227 |
| 2021 | $7,220.00 Homeowner's exemption | $91,619 Land $32,492 Building $59,127 | $274,857 Land $97,476 Building $177,381 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), as of October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898526082, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Central Geneva Historic District (Boundary Increase) listed 2017 · 33 contributing resources · NRIS 16000897 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, 387 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system IL0890350, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GENEVA serves 21,247 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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