528 James St, Geneva, IL 60134 Property Records

Kane County property record for 528 James St, Geneva, IL 60134 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1916
Square Footage1,680 sqft Living Area
Lot Size8,400 sqft (0.193 acres)
Last Sale$560,000 (2025)

Property Details

APN / Parcel Number

Primary APN12-03-380-001

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area1,680 sqft Living Area
Gross Area2,520 sqft Gross Area
Basement Area840 sqft Basement
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1916
Effective Year BuiltEffective 1916
Lot Area8,400 sqft (0.193 acres)
Parking Spaces2 Parking Spaces

Utilities and HVAC

Cooling SystemCentral Cooling

Location & Zoning

Street Address528 JAMES ST
CityGENEVA
StateIL
Zip60134-2119
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTHE WLY 56-1/2 FT OF LOT 5, BLK 59, ORIGINAL TOWN OF GENEVA
Legal SubdivisionGENEVA
Legal Block59
Legal Lot Number5
JurisdictionKANE IL
Minor Civil DivisionGENEVA
Census Blockgroup2
Census Block2015
Census Tract852608

Owner

Source: Kane County records · APN 12-03-380-001

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address724 S BATAVIA AVE, GENEVA, IL 60134-3007
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2026Deed of Trust, Mortgage · Conventional Mortgage
KEY MORTGAGE SERVICES INC
Oct 24, 2019Deed of Trust, Mortgage · Line of Credit
CITIBANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 24, 2025 · Amount on Record
Deed SaleJun 24, 2025 · Amount on Record
Prior SaleSep 19, 2003 · Amount on Record
Deed Doc Number202523078
Record RefreshedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address528 JAMES ST, GENEVA, IL 60134-2119
Transaction TypeMortgage
Record UpdatedMar 09, 2026
Title CompanyBAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address528 JAMES ST, GENEVA, IL 60134-2119

Mortgage

Document Number0000007657
DateFeb 25, 2026
Instrument2026K007657
Lender
NameKEY MORTGAGE SERVICES INC
TypeMortgage Company
AddressSCHAUMBURG, IL 60173
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMar 01, 2046
Interest
Rate TypeFixed Rate
Rate5.62%

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address528 JAMES ST, GENEVA, IL 60134-2119
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000051075
DateOct 24, 2019
Instrument2019K051075
Lender
NameCITIBANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2024$182,678 (+18.38%) Land $48,827 Building $133,851$548,253 (+18.43%) Land $146,540 Building $401,714
2022Disabled Person's exemption Veteran's exemption$154,312 Land $41,245 Building $113,067$462,936 Land $123,735 Building $339,201

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Central Geneva Historic District
listed 1979 · 68 contributing resources · NRIS 79000845

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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