628 Franklin St, Geneva, IL 60134 Property Records

Kane County property record for 628 Franklin St, Geneva, IL 60134

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 1,976 sqft · built 1980
Lot Size0.85 acres (3,700 sqft)
Owner2 Trust Names on File
Last Sale$753,000 (Aug 2025)
Tax Bill$16,441 (2025)
Deeds & MortgagesAug 2025 Sale
Flood ZoneZone X (minimal risk)
APN12-03-383-021

Property Details

APN / Parcel Number

Primary APN12-03-383-021

Interior

Bedrooms2 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,976 sqft Living Area
Gross Area2,652 sqft
Basement Area676 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleCondo/Apartment
Lot Area3,700 sqft (0.85 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address628 FRANKLIN ST
CityGENEVA
StateIL
Zip60134-2645
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNIT 1 IN FULTON FRANKLIN MEWS CONDO
Legal SubdivisionFULTON FRANKLIN MEWS CONDO
Legal Block2
Legal Lot Number4-7
Legal Unit1
JurisdictionKANE IL
Township / Civil DivisionGENEVA
Census Block Group2
Census Block2024
Census Tract852608

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Central Geneva Historic District (Boundary Increase)
listed 2017 · 33 contributing resources · NRIS 16000897

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

628 Franklin St is held in a trust since August 2025.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Trust Names on File
Mailing Address3021 MAJESTIC OAKS LN, SAINT CHARLES, IL 60174-7960
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 26, 2025 · Amount on File
Deed SaleAug 26, 2025 · Amount on File
Prior SaleNov 22, 2000 · Amount on File
Deed Document Number202532532
Prior Transfer DateSep 27, 1999
Prior Transfer Doc0000109301
Record UpdatedOct 29, 2026

August 2025: Deed, Transfer

Document TypeDeed
JurisdictionKANE IL
Recording DateAug 26, 2025
Property Address628 FRANKLIN ST, GENEVA, IL 60134-2645
Document Number0000032532
Map ReferenceDOC 1579325
Instrument DateJul 25, 2025
Instrument2025K032532
Transaction TypeTransfer
Record UpdatedSep 24, 2025
Title CompanyBAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TITLE

Transaction

AmountAmount on Record
Tax$753.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address3021 MAJESTIC OAKS LN, SAINT CHARLES, IL 60174-7960

Tax Assessment & Valuation

The 2025 property tax bill for 628 Franklin St was $16,441, up 3.6% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$16,441.00 (+3.61%) Homeowner's exemption Senior Citizen's exemption$243,635 (+8.5%) Land $20,957 Building $222,678$731,197 (+8.5%) Land $62,896 Building $668,301
2024$15,868.00 Homeowner's exemption$224,548 Land $19,315 Building $205,233$673,914 Land $57,968 Building $615,945
2022$14,919.00 (+20.65%) Homeowner's exemption$189,681 (+3.86%) Land $16,316 Building $173,365$569,043 (+3.86%) Land $48,948 Building $520,095
2021$12,366.00 Homeowner's exemption$182,632 Land $15,710 Building $166,922$547,896 Land $47,130 Building $500,766

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 628 Franklin St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 628 Franklin St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Franklin St

Nearby Streets

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