628 Flower Dr, Folsom, CA 95630 Property Records

Sacramento County property record for 628 Flower Dr, Folsom, CA 95630

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,641 sqft · built 1984
Lot Size0.257 acres (11,202 sqft)
Owner2 Company Names on File
Last Sale$562,000 (Jul 2020)
Tax Bill$6,634 (2025)
Deeds & MortgagesMar 2026 Transfer
Jul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN071-0450-028-0000

Property Details

APN / Parcel Number

Primary APN071-0450-028-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,641 sqft Living Area
1st Floor Area1,641 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleL-Shape
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area11,202 sqft (0.257 acres)
Garage Area492 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelSolar

Location & Zoning

Street Address628 FLOWER DR
CityFOLSOM
StateCA
Zip95630-4815
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-M
Legal DescriptionWILLOW CREEK ESTATES 01, LOT 77
Legal SubdivisionWILLOW CREEK ESTATES 01
Legal Lot Number77
JurisdictionSACRAMENTO CA
Township / Civil DivisionFOLSOM
Census Block Group3
Census Block3007
Census Tract8402

Owner

628 Flower Dr is owned by a company that bought it in July 2020.

Source: Sacramento County records, as of September 3, 2026

Owner of Record2 Company Names on File
Mailing Address210 KELLER CIR, FOLSOM, CA 95630-7623
Owner TypeCompany
VestingLife Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 6, 2026Intrafamily Transfer, Transfer
Jul 20, 2020Grant Deed, Transfer · Conventional Mortgage
FBC MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 20, 2020 · Amount on File
Deed SaleJul 20, 2020 · Amount on File
Prior SaleJan 13, 2016 · Amount on File
Deed Book / Page20200720 / 695
Prior Transfer DateFeb 12, 2010
Prior Transfer Doc0000000354
Record UpdatedOct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSACRAMENTO CA
Recording DateMar 6, 2026
Property Address628 FLOWER DR, FOLSOM, CA 95630-4815
Document Number0000000966
Map ReferenceMB 129 MAP 18
Instrument DateFeb 26, 2026
Instrument202603060966
Transaction TypeTransfer
Record UpdatedMar 18, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1210 KELLER CIRCLE, FOLSOM, CA 95630

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateJul 20, 2020
Property Address628 FLOWER DR, FOLSOM, CA 95630-4815
Document Number2007200695
Instrument DateJul 15, 2020
Instrument2007200695
Transaction TypeTransfer
Record UpdatedAug 11, 2020
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$618.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address628 FLOWER DR FOLSOM CA 956304815, FOLSOM, CA 95630-4815

Mortgage

Document Number2007200696
DateJul 20, 2020
Instrument2007200696
Lender
NameFBC MTG
TypeMortgage Company
AddressORLANDO, FL 32801
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 19, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 628 Flower Dr was $6,634, up 2.1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalityFolsom City
Unified School DistrictFolsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$620,490 (+2%) Land $187,693 Building $432,797
2025$6,634.00 (+2.09%)$608,324 Land $184,013 Building $424,311
2024$6,498.00 (+1.8%)
2023$6,383.00 (+1.48%)$584,704 Land $176,868 Building $407,836
2022$6,290.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 628 Flower Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1986–2018)
Claims Outside the SFHA4 of 4
Most Recent ClaimMar 2018 · other causes
Claims by Event
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 628 Flower Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFOLSOM, CITY OF - MAIN
serves 80,969 people · EPA ID CA3410014
Water SourceSurface water
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Succeed.Net
Fixed Wireless
100 / 50
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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