Sacramento County property record for 620 Flower Dr, Folsom, CA 95630
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,641 sqft · built 1984 |
| Lot Size | 0.205 acres (8,916 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $360,000 (May 2004) |
| Tax Bill | $5,506 (2025) |
| Deeds & Mortgages | Sep 2022 Second Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 071-0460-013-0000 |
| Primary APN | 071-0460-013-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,641 sqft Living Area |
| 1st Floor Area | 1,641 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 8,916 sqft (0.205 acres) |
| Garage Area | 492 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 620 FLOWER DR |
|---|---|
| City | FOLSOM |
| State | CA |
| Zip | 95630-4814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-M |
| Legal Description | WILLOW CREEK ESTATES 01, LOT 75 |
| Legal Subdivision | WILLOW CREEK ESTATES 01 |
| Legal Lot Number | 75 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | FOLSOM |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 8402 |
Source: Sacramento County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 620 FLOWER DR, FOLSOM, CA 95630-4814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Sep 26, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SAFE CU |
| Oct 2, 2020 | Quit Claim Deed, Transfer CARDINAL FIN'L |
| Sep 16, 2017 | Deed of Trust, Mortgage · Line of Credit SAFE FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 10, 2004 · Amount on Record |
| Deed Sale | May 10, 2004 · Amount on Record |
| Prior Sale | Dec 18, 1998 · Amount on Record |
| Deed Book / Page | 20040510 / 2453 |
| Prior Transfer Date | Nov 13, 2002 |
| Prior Transfer Doc | 2002002715 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 620 FLOWER DR, FOLSOM, CA 95630-4814 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | E-PLACER TITLE, PLACER TITLE |
| Name | Verified Name |
|---|---|
| Address | 620 FLOWER DR, FOLSOM, CA 95630-4814 |
| Document Number | 0000000657 |
|---|---|
| Date | Sep 26, 2022 |
| Instrument | 2022092600657 |
| Name | SAFE CU |
|---|---|
| Type | Credit Union |
| Address | FOLSOM, CA 95630 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 5, 2037 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Oct 2, 2020 |
| Property Address | 620 FLOWER DR, FOLSOM, CA 95630-4814 |
| Document Number | 2010021586 |
| Instrument Date | Sep 28, 2020 |
| Instrument | 2010021586 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2020 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 620 FLOWER DR FOLSOM CA 956304814, FOLSOM, CA 95630-4814 |
| Document Number | 2010021587 |
|---|---|
| Date | Oct 2, 2020 |
| Instrument | 2010021587 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Oct 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 620 FLOWER DR, FOLSOM, CA 95630-4814 |
| Document Number | 1709250589 |
| Instrument Date | Sep 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2017 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 620 FLOWER DR FOLSOM CA 956304814, FOLSOM, CA 95630-4814 |
| Document Number | 1709250589 |
|---|---|
| Date | Sep 25, 2017 |
| Instrument | 1709250589 |
| Name | SAFE FCU |
|---|---|
| Type | Credit Union |
| Address | FOLSOM, CA 95630-8765 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 24, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Folsom City |
| Unified School District | Folsom-Cordova Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $522,060 (+2%) Land $123,258 Building $398,802 | |
| 2025 | $5,506.00 (+2.13%) Homeowner's exemption | $511,825 (+4.04%) Land $120,842 Building $390,983 |
| 2024 | $5,391.00 (+1.83%) | |
| 2023 | $5,294.00 (+1.51%) Homeowner's exemption | $491,951 Land $116,150 Building $375,801 |
| 2022 | $5,215.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1986–2018) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Mar 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Succeed.Net Fixed Wireless | 100 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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