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628 Emerald Dr, Charlotte, MI 48813 Property Records

Eaton County property record for 628 Emerald Dr, Charlotte, MI 48813

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,135 sqft · built 1999
Lot Size0.04 acres (1,746 sqft)
OwnerIndividual Name on Record
Last Sale$172,000 (Sep 2019)
Tax Bill$4,465 (2025)
Deeds & MortgagesJun 2020 Transfer
Sep 2019 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN20004700001700

Property Details

APN / Parcel Number

Primary APN20004700001700

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,135 sqft Living Area
1st Floor Area1,135 sqft
Basement Area1,135 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Lot Area1,746 sqft
Garage Area440 sqft
PorchCovered Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address628 EMERALD DR
CityCHARLOTTE
StateMI
Zip48813-9019
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeN/A
Legal DescriptionUNIT 17. EMERALD ISLE CONDO, SEC. 24, T2N,R5W, CITY OF CHARLOTTE. 1996
Legal Range05W
Legal Township02N
Legal Section24
Legal SubdivisionEMERALD ISLE CONDO
Legal Unit17
JurisdictionEATON MI
Township / Civil DivisionCHARLOTTE
Census Block Group1
Census Block1033
Census Tract20902

Owner

Source: Eaton County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address628 EMERALD DR, CHARLOTTE, MI 48813-9019
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2020Intrafamily Transfer, Transfer
ACCESS OH TITLE, ACCESS TITLE
Sep 19, 2019Warranty Deed, Transfer
ATA NATIONAL TITLE GROUP LLC
Apr 17, 2019Intrafamily Transfer, Transfer
Mar 20, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 19, 2019 · Amount on Record
Deed SaleSep 19, 2019 · Amount on Record
Prior SaleMar 20, 2018 · Amount on Record
Deed Book / Page2803 / 691
Last Transfer DateJun 1, 2020
Transfer Doc2848/1028
Record UpdatedSep 20, 2026

June 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionEATON MI
Recording DateJun 1, 2020
Property Address628 EMERALD DR, CHARLOTTE, MI 48813-9019
Document Number2848/1028
Book / Page2848 / 1028
Map ReferenceLB 1058 PG 864
Instrument DateJun 1, 2020
Transaction TypeTransfer
Record UpdatedSep 7, 2021
Title CompanyACCESS OH TITLE, ACCESS TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address628 EMERALD DR, CHARLOTTE, MI 48813-9019

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEATON MI
Recording DateSep 19, 2019
Property Address628 EMERALD DR, CHARLOTTE, MI 48813-9019
Document Number2803/0691
Book / Page2803 / 0691
Map ReferenceLB 1058 PG 864
Instrument DateSep 9, 2019
Transaction TypeTransfer
Record UpdatedSep 7, 2021
Title CompanyATA NATIONAL TITLE GROUP LLC

Transaction

AmountAmount Recorded
Tax$1,479.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1241 LOBELIA LN, 1241, DEWITT, MI 48820-7409

Transferred To (Grantee/Buyer)

NameVerified Name
Address4925 DELBROOK AVE, LANSING, MI 48910-5315

April 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionEATON MI
Recording DateApr 17, 2019
Property Address628 EMERALD DR, CHARLOTTE, MI 48813-9019
Document Number2780/0748
Book / Page2780 / 0748
Map ReferenceLB 1058 PG 864
Instrument DateApr 17, 2019
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address628 EMERALD DR, CHARLOTTE, MI 48813-9019

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEATON MI
Recording DateMar 20, 2018
Property Address628 EMERALD DR, CHARLOTTE, MI 48813-9019
Document Number2725/0530
Book / Page2725 / 0530
Instrument DateMar 15, 2018
Transaction TypeTransfer
Record UpdatedSep 7, 2021

Transaction

AmountAmount Recorded
Tax$1,376.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1156 TAMARACK TRL, 1156, CHARLOTTE, MI 48813-7301

Transferred To (Grantee/Buyer)

NameVerified Name
Address1562 OTTO RD, CHARLOTTE, MI 48813-9713

Tax Assessment & Valuation

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyEaton County
MunicipalityCharlotte City
Unified School DistrictCharlotte Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$114,000 (+4.97%)$217,103 (-) Land $38,441 Building $178,662
2025$4,465.00 (+2.93%) Homeowner's exemption$108,600 (+14.92%)$217,103 (+14.87%) Land $38,441 Building $178,662
2024$4,338.00 (+11.89%)
2023$94,500$189,000
2022$3,877.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHARLOTTE
serves 9,074 people · EPA ID MI0001340
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2024)
action level 15 ppb
Copper1.4 mg/L (2020)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ACD.net
Fiber		10,000 / 10,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
Mercury Fiber
Fixed Wireless		150 / 20

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