628 Elm St, Saint Peter, MN 56082 Property Records

Nicollet County property record for 628 Elm St, Saint Peter, MN 56082

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 904 sqft · built 1925
Lot Size	0.313 acres (13,638 sqft)
Owner	Individual Name on File
Last Sale	$135,500 (May 2014)
Tax Bill	$2,444 (2026)
Deeds & Mortgages	Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19.701.0080`

Property Details

APN / Parcel Number

Primary APN	`19.701.0080`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	904 sqft Living Area
Basement Area	744 sqft
Finished Basement	632 sqft
Unfinished Basement	112 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,638 sqft (0.313 acres)
Lot Dimensions	132 ft deep x 103 ft wide
Garage Type	Detached
Garage Area	672 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	628 ELM ST
City	SAINT PETER
State	MN
Zip	56082-1410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLOCK 103 LOT FRAC LOT 8 9 SUBDIVISIONCD 19701 SUBDIVISIONNAME PATCH S ADD
Legal Range	00
Legal Township	00
Legal Section	00
Legal Subdivision	PATCH S ADD
Legal Block	103
Legal Lot Number	8-9
Jurisdiction	NICOLLET MN
Township / Civil Division	ST. PETER
Census Block Group	1
Census Block	1077
Census Tract	480400

Owner

628 Elm St is owned and occupied by an individual who bought it in May 2014.

Source: Nicollet County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	628 ELM ST, SAINT PETER, MN 56082-1410
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2014 · Amount on File
Deed Sale	May 15, 2014 · Amount on File
Deed Document Number	201429251
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	628 ELM ST, SAINT PETER, MN 56082-1410
Transaction Type	Mortgage
Record Updated	Jun 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000342621
Date	Apr 15, 2022
Instrument	342621

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2037

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 628 Elm St was $2,444 with a homeowner's exemption.

Source: Nicollet County assessment roll, as of July 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Nicollet County
Municipality	St. Peter City
Unified School District	St. Peter Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,444.00 Homeowner's exemption	$200,300 Land $46,500 Building $153,800	$200,300 Land $46,500 Building $153,800
2025	$2,444.00
2023	$1,902.00 Homeowner's exemption	$172,500 Land $46,500 Building $126,000	$172,500 Land $46,500 Building $126,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 628 Elm St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective January 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1983–1997)
Claims Outside the SFHA	2 of 5
Most Recent Claim	May 1997 · Severe Flooding, High Winds,severe Storms
Claims by Event	Severe Flooding, High Winds,severe Storms, May 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 628 Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Peter serves 12,198 people · EPA ID MN1520006
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
Netwave Broadband Fixed Wireless · Fiber in parts of the area · not low latency	125 / 40
Midco Fixed Wireless	100 / 20

May also be available: GigFire.

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