508 Elm St, Saint Peter, MN 56082 Property Records

Nicollet County property record for 508 Elm St, Saint Peter, MN 56082

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,281 sqft · built 1890
Lot Size	0.39 acres (16,967 sqft)
Owner	Individual Name on Record
Last Sale	$395,000 (Nov 2022)
Tax Bill	$5,994 (2026)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19.412.0760`

Property Details

APN / Parcel Number

Primary APN	`19.412.0760`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,281 sqft Living Area
Basement Area	576 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	16,967 sqft (0.39 acres)
Lot Dimensions	132 ft deep x 129 ft wide
Garage Type	Mixed
Garage Area	1,936 sqft
Driveway	Driveway
Parking Spaces	7 Parking Spaces
Porch	Patio
Porch Area	140 sqft
Deck Area	154 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	508 ELM ST
City	SAINT PETER
State	MN
Zip	56082-1409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLOCK 115 VAC N S ALLEY ADJ LOT LOTS 8 9 E 5 OF LOTS 10 11 SUBDIVISIONCD 19412 SUBDIVISIONNAME AMENDED PLAT
Legal Range	00
Legal Township	00
Legal Section	00
Legal Subdivision	AMENDED PLAT
Legal Block	115
Legal Lot Number	8-11
Jurisdiction	NICOLLET MN
Township / Civil Division	ST. PETER
Census Block Group	1
Census Block	1086
Census Tract	480400

Owner

Source: Nicollet County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	508 ELM ST, SAINT PETER, MN 56082-1409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2022	Warranty Deed, Transfer · Conventional Mortgage UMB BANK NA
Dec 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage MEGASTAR FINANCIAL CORP
Oct 4, 2019	Warranty Deed, Transfer · Conventional Mortgage MEGASTAR FINANCIAL CORP
Jul 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK MN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2022 · Amount on Record
Deed Sale	Nov 14, 2022 · Amount on Record
Prior Sale	Oct 4, 2019 · Amount on Record
Deed Document Number	20221493438
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NICOLLET MN
Recording Date	Dec 2, 2022
Property Address	508 ELM ST, SAINT PETER, MN 56082-1409
Document Number	0000345482
Instrument Date	Nov 14, 2022
Instrument	345482
Transaction Type	Transfer
Record Updated	Jan 4, 2023
Title Company	MINNESOTA RIVER VALLEY TITLE AND, MINNESOTA RIVER VALLEY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,303.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	508 ELM ST, SAINT PETER, MN 56082-1409

Mortgage

Document Number	0000345483
Date	Dec 2, 2022
Instrument	345483

Lender

Name	UMB BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

Interest

Rate Type	Fixed Rate

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	508 ELM ST, SAINT PETER, MN 56082-1409
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000340872
Date	Dec 9, 2021
Instrument	340872

Lender

Name	MEGASTAR FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2036

Interest

Rate Type	Fixed Rate

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NICOLLET MN
Recording Date	Oct 4, 2019
Property Address	508 ELM ST, SAINT PETER, MN 56082-1409
Document Number	329267
Instrument Date	Sep 30, 2019
Instrument	329267
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$778.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	508 ELM ST, SAINT PETER, MN 56082-1409

Mortgage

Document Number	329268
Date	Oct 4, 2019
Instrument	329268

Lender

Name	MEGASTAR FINANCIAL CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	508 ELM ST, SAINT PETER, MN 56082-1409
Transaction Type	Mortgage
Record Updated	Aug 7, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	328264
Date	Jul 11, 2019
Instrument	328264

Lender

Name	FIRST NATIONAL BANK MN
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 25, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Nicollet County assessment roll, as of July 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Nicollet County
Municipality	St. Peter City
Unified School District	St. Peter Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,994.00 Homeowner's exemption	$399,900 (+8.11%) Land $64,300 Building $335,600	$399,900 (+8.11%) Land $64,300 Building $335,600
2025	$5,994.00 (+33.44%)
2023	$4,492.00 Homeowner's exemption	$369,900 Land $64,300 Building $305,600	$369,900 Land $64,300 Building $305,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1983–1997)
Claims Outside the SFHA	2 of 5
Most Recent Claim	May 1997 · Severe Flooding, High Winds,severe Storms
Claims by Event	Severe Flooding, High Winds,severe Storms, May 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Peter serves 12,198 people · EPA ID MN1520006
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
Netwave Broadband Fixed Wireless · Fiber in parts of the area · not low latency	125 / 40
Midco Fixed Wireless	100 / 20

May also be available: GigFire.

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