628 E Elm St, Graham, NC 27253 Property Records

Alamance County property record for 628 E Elm St, Graham, NC 27253

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,120 sqft · built 1955
Lot Size	0.372 acres (16,204 sqft)
Owner	Individual Name on File
Last Sale	$229,000 (Jun 2026)
Tax Bill	$493 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8884563832`

Property Details

APN / Parcel Number

Primary APN	`8884563832`
Alternative APNs	`147123` `3796`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,204 sqft (0.372 acres)
Lot Width	75 ft Width
Porch	Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3796
Street Address	628 E ELM ST
City	GRAHAM
State	NC
Zip	27253-2504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HL 628 E ELM ST LT 116 6-32-60
Legal Subdivision	SAGECROFT SUBDIVISION PHASE 1
Legal Lot Number	116
Jurisdiction	ALAMANCE NC
Township / Civil Division	6, GRAHAM
Census Block Group	1
Census Block	1001
Census Tract	21000

Owner

Source: Alamance County assessment roll, as of August 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	628 E ELM ST, GRAHAM, NC 27253-2504
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE
Nov 26, 2025	Warranty Deed, Transfer · Commercial Mortgage FOE INVESTMENTS LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 26, 2026 · Amount on Record
Deed Sale	Jun 26, 2026 · Amount on Record
Prior Sale	Nov 26, 2025 · Amount on Record
Deed Book / Page	4875 / 25
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALAMANCE NC
Recording Date	Jun 26, 2026
Property Address	628 E ELM ST, GRAHAM, NC 27253-2504
Document Number	4875000025
Book / Page	4875 / 25
Instrument Date	Jun 26, 2026
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$46,258.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 E ELM ST, GRAHAM, NC 27253-2504
Investor	Possibly a Property Investor

Mortgage

Document Number	4875000028,
Date	Jun 26, 2026
Book Page	4875/28

Lender

Name	ALCOVA MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	4875000041,
Date	Jun 26, 2026
Book Page	4875/41

Lender

Name	HOUSING FINANCE AGENCY NC

Agreement

Amount	Amount Recorded

Interest

Rate	6.36%
Max Rate	-1%

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALAMANCE NC
Recording Date	Nov 26, 2025
Property Address	628 E ELM ST, GRAHAM, NC 27253-2504
Document Number	0047940453
Book / Page	4794 / 453
Map Reference	MB 35 PG 455
Instrument Date	Nov 26, 2025
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Amount	Amount Recorded
Tax	$173.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1986, BURLINGTON, NC 27216-1986

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 851, RAMSEUR, NC 27316-0851
Investor	Possibly a Property Investor

Mortgage

Document Number	0004794455
Date	Nov 26, 2025
Instrument	4794/455

Lender

Name	FOE INVESTMENTS LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 26, 2026

Tax Assessment & Valuation

Source: Alamance County assessment roll, as of August 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Alamance County
Municipality	Graham City
Unified School District	Alamance-Burlington Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$493.00 (+14.39%)	$99,900 (-) Land $27,789 Building $72,111	$99,900 (-) Land $27,789 Building $72,111
2023	$431.00	$99,900 Land $27,789 Building $72,111	$99,900 Land $27,789 Building $72,111

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GRAHAM serves 18,354 people · EPA ID NC0201015
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile USA Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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