624 E Elm St, Graham, NC 27253 Property Records

Alamance County property record for 624 E Elm St, Graham, NC 27253

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,135 sqft · built 2023
Lot Size	0.293 acres (12,763 sqft)
Owner	2 Individual Names on File
Last Sale	$337,000 (Sep 2023)
Tax Bill	$1,767 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8884562776`

Property Details

APN / Parcel Number

Primary APN	`8884562776`
Alternative APNs	`147120` `712910` `727929` `2176`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,135 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	12,763 sqft (0.293 acres)
Lot Width	75 ft Width

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	727929
Street Address	624 E ELM ST
City	GRAHAM
State	NC
Zip	27253-2504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B 3
Legal Description	E ELM ST LOT 115 6-32-59
Legal Subdivision	R L WALKER TRACT
Legal Lot Number	115
Jurisdiction	ALAMANCE NC
Township / Civil Division	6, GRAHAM
Census Block Group	1
Census Block	1001
Census Tract	21000

Owner

624 E Elm St is owned and occupied by two individuals who bought it in September 2023.

Source: Alamance County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	624 E ELM ST, GRAHAM, NC 27253-2504
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Sep 25, 2023	Warranty Deed, Transfer · FHA Mortgage GENEVA FINANCIAL LLC
Aug 8, 2023	Warranty Deed, Transfer
Dec 12, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2023 · Amount on File
Deed Sale	Sep 25, 2023 · Amount on File
Prior Sale	Dec 12, 2022 · Amount on File
Deed Book / Page	4514 / 818
Prior Transfer Date	Aug 3, 2023
Prior Transfer Doc	0044980850
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMANCE NC
Property Address	624 E ELM ST, GRAHAM, NC 27253-2504
Transaction Type	Mortgage
Record Updated	Jan 1, 2026
Title Company	UNKNOWN, MULTIPLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	624 E ELM ST, GRAHAM, NC 27253-2504

Mortgage

Document Number	0048030902
Date	Dec 22, 2025
Book Page	4803/902

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME
Type	Non-Lending Institution
Address	451 7TH ST SW, WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALAMANCE NC
Recording Date	Sep 25, 2023
Property Address	624 E ELM ST, GRAHAM, NC 27253-2504
Document Number	0045140818
Book / Page	4514 / 818
Map Reference	MB 35 PG 45
Instrument Date	Sep 22, 2023
Transaction Type	Transfer
Record Updated	Oct 12, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$674.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 ALBRIGHT AVE, GRAHAM, NC 27253

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	624 E ELM ST, GRAHAM, NC 27253-2504

Mortgage

Document Number	0004514823
Date	Sep 25, 2023
Instrument	4514/823

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALAMANCE NC
Recording Date	Aug 8, 2023
Property Address	624 E ELM ST, GRAHAM, NC 27253-2504
Document Number	0044980850
Book / Page	4498 / 850
Map Reference	MB 35 PG 454
Instrument Date	Aug 3, 2023
Transaction Type	Transfer
Record Updated	Oct 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 ALBRIGHT AVE, GRAHAM, NC 27253

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 ALBRIGHT AVE, GRAHAM, NC 27253

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALAMANCE NC
Recording Date	Dec 12, 2022
Property Address	624 E ELM ST, GRAHAM, NC 27253-2504
Document Number	0044210915
Book / Page	4421 / 915
Map Reference	MB 35 PG 454
Instrument Date	Dec 12, 2022
Transaction Type	Transfer
Record Updated	Oct 23, 2023

Transaction

Amount	Amount on Record
Tax	$50.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	617 BUNKER DR, MEBANE, NC 27302-9819

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 ALBRIGHT AVE, GRAHAM, NC 27253

Tax Assessment & Valuation

The 2026 property tax bill for 624 E Elm St was $1,767.

Source: Alamance County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Alamance County
Municipality	Graham City
Unified School District	Alamance-Burlington Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,767.00	$357,742 (-) Land $24,276 Building $333,466	$357,742 (-) Land $24,276 Building $333,466
2025	$1,767.00	$357,742 Land $24,276 Building $333,466	$357,742 Land $24,276 Building $333,466
2023	$104.00	$24,276 Land $24,276	$24,276 Land $24,276

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 624 E Elm St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 624 E Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GRAHAM serves 18,354 people · EPA ID NC0201015
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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