628 E Dolphin Dr, Oak Island, NC 28465 Property Records

Brunswick County property record for 628 E Dolphin Dr, Oak Island, NC 28465

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,232 sqft · built 1984
Lot Size0.47 acres (20,473 sqft)
Owner2 Individual Names on Record
Last Sale$715,000 (Apr 2024)
Tax Bill$2,323 (2025)
Deeds & MortgagesApr 2024 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN235PA001

Property Details

APN / Parcel Number

Primary APN235PA001
Alternative APNs
  • 205619618295
  • 31733000
  • 80153269

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,232 sqft Heated Area
Gross Area1,817 sqft
1st Floor Area105 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1989
Exterior MaterialAluminum/Vinyl
Foundation TypePier/Post & Beam
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area20,473 sqft (0.47 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number80153269
Street Address628 E DOLPHIN DR
CityOAK ISLAND
StateNC
Zip28465
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR7
Legal DescriptionL-2 B-54 LONG BEACH PLAT 2.5/182-189
Legal Block54
Legal Lot Number2
JurisdictionBRUNSWICK NC
Township / Civil DivisionSMITHVILLE
Census Block Group1
Census Block1026
Census Tract20314

Owner

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1 BURNTWOOD DR, KENNEBUNK, ME 04043-7370
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 22, 2024 · Amount on Record
Deed SaleApr 22, 2024 · Amount on Record
Deed Book / Page5166 / 747
Prior Transfer DateOct 10, 2008
Prior Transfer Doc0028480356
Record UpdatedOct 29, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRUNSWICK NC
Recording DateApr 22, 2024
Property Address628 E DOLPHIN DR, OAK ISLAND, NC 28465
Document Number0051660747
Book / Page5166 / 747
Map ReferenceMB 21/2 PG 182-189
Instrument DateApr 17, 2024
Transaction TypeTransfer
Record UpdatedMay 7, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,430.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2 SURREY CT, MONROEVILLE, OH 44847-9793

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 BURNTWOOD DR, KENNEBUNK, ME 04043-7370

Mortgage

Document Number0005166754
DateApr 22, 2024
Instrument5166/754
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2054

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBrunswick County
MunicipalityOak Island Town
Unified School DistrictBrunswick County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$608,020 (-) Land $325,000 Building $283,020$608,020 (-) Land $325,000 Building $283,020
2025$2,323.00$608,020 (-) Land $325,000 Building $283,020$608,020 (-) Land $325,000 Building $283,020
2023$608,020 Land $325,000 Building $283,020$608,020 Land $325,000 Building $283,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 613 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies613 in force
Nearby Flood Claims123 (1989–2025)
Most Recent ClaimMar 2025
Claims by Event
  • Hurricane Isaias, Aug 2020 · 94 claims
  • Hurricane Matthew, Oct 2016 · 6 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF OAK ISLAND
serves 26,924 people · EPA ID NC0410020
Water SourcePurchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State InspectionOct 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Focus Broadband
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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