626 E Dolphin Dr, Oak Island, NC 28465 Property Records

Brunswick County property record for 626 E Dolphin Dr, Oak Island, NC 28465

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,360 sqft · built 1984
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on File
Last Sale	$365,000 (Sep 2020)
Tax Bill	$2,329 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`235PA00106`

Property Details

APN / Parcel Number

Primary APN	`235PA00106`
Alternative APNs	`205619618246` `80005529` `80128520`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,360 sqft Heated Area
Gross Area	1,860 sqft
1st Floor Area	80 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1989
Exterior Material	Wood Shingle
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Shingle
Lot Area	19,166 sqft (0.44 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80128520
Street Address	626 E DOLPHIN DR
City	OAK ISLAND
State	NC
Zip	28465-6715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	L-3 B-54 LB PL 2.5/182-189
Legal Subdivision	LONG BEACH
Legal Block	54
Legal Lot Number	3
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SMITHVILLE
Census Block Group	1
Census Block	1026
Census Tract	20314

Owner

626 E Dolphin Dr is owned by two individuals who bought it in September 2020.

Source: Brunswick County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 337, CONOVER, NC 28613-0337
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2020 · Amount on File
Deed Sale	Sep 11, 2020 · Amount on File
Prior Sale	Feb 26, 2013 · Amount on File
Deed Book / Page	4438 / 1076
Prior Transfer Date	Feb 23, 2013
Prior Transfer Doc	0033741287
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Sep 11, 2020
Property Address	626 E DOLPHIN DR, OAK ISLAND, NC 28465-6715
Document Number	0044381076
Book / Page	4438 / 1076
Map Reference	MB 2 1/2 PG 182-189
Instrument Date	Sep 11, 2020
Transaction Type	Transfer
Record Updated	Aug 27, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$730.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	232 35TH AVE NE, 232, HICKORY, NC 28601-9070

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 11TH AVENUE PL NW, HICKORY, NC 28601-3600

Mortgage

Document Number	44381080
Date	Sep 11, 2020
Instrument	4438/1080

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 626 E Dolphin Dr was $2,329, down 7.9% from the year before.

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Oak Island Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$609,800 (-) Land $325,000 Building $284,800	$609,800 (-) Land $325,000 Building $284,800
2025	$2,329.00 (-7.91%)	$609,800 Land $325,000 Building $284,800	$609,800 Land $325,000 Building $284,800
2024	$2,529.00
2023		$609,800 Land $325,000 Building $284,800	$609,800 Land $325,000 Building $284,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 626 E Dolphin Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 613 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	613 in force
Nearby Flood Claims	123 (1989–2025)
Most Recent Claim	Mar 2025
Claims by Event	Hurricane Isaias, Aug 2020 · 94 claims Hurricane Matthew, Oct 2016 · 6 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 626 E Dolphin Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OAK ISLAND serves 26,924 people · EPA ID NC0410020
Water Source	Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20