Pinellas County property record for 613 Crystal Dr, Palm Harbor, FL 34683
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,658 sqft · built 1987 |
| Lot Size | 0.156 acres (6,795 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $415,000 (Jan 2022) |
| Tax Bill | $6,140 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jan 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | C62-000-740-9655-3 |
| Primary APN | C62-000-740-9655-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,658 sqft Living Area |
| Gross Area | 2,467 sqft |
| 1st Floor Area | 1,658 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Custom Design |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 6,795 sqft (0.156 acres) |
| Lot Dimensions | 100 ft deep x 99 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 409 sqft |
| Deck Area | 170 sqft |
| Patio Area | 170 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R381759 |
|---|---|
| Street Address | 613 CRYSTAL DR |
| City | PALM HARBOR |
| State | FL |
| Zip | 34683-2606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | CRYSTAL BEACH ESTATES LOT 3 LESS S 2FT |
| Legal Range | 15E |
| Legal Township | 27S |
| Legal Section | 35 |
| Legal Subdivision | CRYSTAL BEACH ESTATES |
| Legal Tract | 19870 |
| Legal Lot Number | 3 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 27206 |
613 Crystal Dr is owned and occupied by two individuals who bought it in January 2022.
Source: Pinellas County records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 613 CRYSTAL DR, PALM HARBOR, FL 34683-2606 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 31, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jan 27, 2022 | Warranty Deed, Transfer · Conventional Mortgage NAVY FCU |
| Feb 13, 2020 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 27, 2022 · Amount on File |
| Deed Sale | Jan 27, 2022 · Amount on File |
| Prior Sale | Feb 13, 2020 · Amount on File |
| Deed Document Number | 202227508 |
| Deed Book / Page | 21908 / 91 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 613 CRYSTAL DR, PALM HARBOR, FL 34683-2606 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 613 CRYSTAL DR, PALM HARBOR, FL 34683-2606 |
| Document Number | 0214621173 |
|---|---|
| Date | Mar 31, 2021 |
| Book Page | 21462/1173 |
| Instrument | 2021104656 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jan 27, 2022 |
| Property Address | 613 CRYSTAL DR, PALM HARBOR, FL 34683-2606 |
| Document Number | 0219080091 |
| Book / Page | 21908 / 91 |
| Map Reference | MB 92 PG 42 |
| Instrument Date | Jan 24, 2022 |
| Instrument | 2022027508 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | INTEGRITY TITLE AND GUARANTY, INTEGRITY TTL & GUARANTY AGC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,905.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4966 ROBIN TRL, PALM HARBOR, FL 34683-1116 |
| Name | Verified Name |
|---|---|
| Address | 613 CRYSTAL DR, PALM HARBOR, FL 34683-2606 |
| Document Number | 0002190893 |
|---|---|
| Date | Jan 27, 2022 |
| Instrument | 21908/93 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Feb 13, 2020 |
| Property Address | 613 CRYSTAL DR, PALM HARBOR, FL 34683-2606 |
| Document Number | 0208831768 |
| Book / Page | 20883 / 1768 |
| Map Reference | MB 92 PG 42&43 |
| Instrument Date | Feb 10, 2020 |
| Instrument | 2020051538 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | STAR TTL PARTNERS OF PALM HA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,981.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 266 KATHERINE BLVD APT 7109, 266, PALM HARBOR, FL 34684-5614 |
| Name | Verified Name |
|---|---|
| Address | 613 CRYSTAL DR, PALM HARBOR, FL 34683-2606 |
| Document Number | 0208831770 |
|---|---|
| Date | Feb 13, 2020 |
| Instrument | 20883/1770 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
The 2025 property tax bill for 613 Crystal Dr was $6,140 with a homeowner's exemption.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,140.00 Homeowner's exemption | $371,778 Land $158,630 Building $213,148 | $371,778 Land $158,630 Building $213,148 |
| 2023 | $6,067.00 (+2.55%) Homeowner's exemption | $369,631 (+16.32%) | $369,631 (+16.32%) Land $205,058 Building $164,573 |
| 2022 | $5,916.00 | $317,761 | $317,761 Land $194,420 Building $123,341 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 613 Crystal Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 52 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 6 (2004–2024) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 613 Crystal Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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