628 Cherry St, Neptune Beach, FL 32266 Property Records

Duval County property record for 628 Cherry St, Neptune Beach, FL 32266

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,924 sqft · built 1993
Lot Size0.265 acres (11,543 sqft)
Owner2 Individual Names on Record
Last Sale$218,000 (Jul 2001)
Tax Bill$4,963 (2025)
Flood ZoneZone X (moderate risk)
APN172403-2235

Property Details

APN / Parcel Number

Primary APN172403-2235

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,924 sqft Living Area
Gross Area2,713 sqft
1st Floor Area1,924 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area11,543 sqft (0.265 acres)
View / LotPond
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
Pool Area1 sqft
PorchFinished/Open Porch
Porch Area327 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address628 CHERRY ST
CityNEPTUNE BEACH
StateFL
Zip32266-6219
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNR-2
Legal Description46-78 20-2S-29E NEPTUNE BY THE SEA UNIT 3 LOT 128
Legal Range29E
Legal Township02S
Legal Section21
Legal SubdivisionNEPTUNE BY THE SEA UNIT 3
Legal Block1
Legal Lot Number128
Legal Unit3
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE BEACHES
Census Block Group1
Census Block1027
Census Tract14001

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address628 CHERRY ST, NEPTUNE BEACH, FL 32266-6219
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 18, 2001 · Amount on Record
Deed SaleJul 18, 2001 · Amount on Record
Prior SaleDec 29, 1993
Deed Document Number2001175897
Deed Book / Page10073 / 2079
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityNeptune Beach City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$328,816 (+2.7%)$729,013 (-2.36%) Land $463,686 Building $265,327
2025$4,963.00 (+2.48%) Homeowner's exemption$320,172 (+5.99%)$746,612 (+26.7%) Land $450,000 Building $296,612
2024$4,843.00 (+2.91%)
2023$4,706.00 (+9.49%) Homeowner's exemption$302,087 (+3%)$589,264 (+11.74%) Land $330,000 Building $259,264
2022$4,298.00 Homeowner's exemption$293,289$527,366 Land $300,000 Building $227,366

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 312 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies312 in force
Nearby Flood Claims55 (1978–2024)
Claims Outside the SFHA46 of 55
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims
  • Tropical Storm Debby, Jun 2012 · 4 claims
  • Tropical Storm Fay, Aug 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEPTUNE BEACH
serves 7,270 people · EPA ID FL2160206
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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