627 Cherry St, Neptune Beach, FL 32266 Property Records

Duval County property record for 627 Cherry St, Neptune Beach, FL 32266

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,171 sqft · built 1994
Lot Size0.316 acres (13,762 sqft)
Owner2 Individual Names on Record
Last Sale$1,050,000 (Jun 2023)
Tax Bill$14,040 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Dec 2022 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN172403-2175

Property Details

APN / Parcel Number

Primary APN172403-2175

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,171 sqft Living Area
Gross Area2,869 sqft
1st Floor Area2,171 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2015
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area13,762 sqft (0.316 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
Pool Area1 sqft
PorchEnclosed/Finished Porch
Porch Area236 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address627 CHERRY ST
CityNEPTUNE BEACH
StateFL
Zip32266-6220
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNR-2
Legal Description46-78 20-2S-29E NEPTUNE BY THE SEA UNIT 3 LOT 116
Legal Range29E
Legal Township02S
Legal Section21
Legal SubdivisionNEPTUNE BY THE SEA UNIT 3
Legal Block1
Legal Lot Number116
Legal Unit3
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE BEACHES
Census Block Group1
Census Block1022
Census Tract14001

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address627 CHERRY ST, NEPTUNE BEACH, FL 32266-6220
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 27, 2023Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Dec 6, 2022Warranty Deed, Transfer · Commercial Mortgage
MCU FINANCIAL CENTER CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 27, 2023 · Amount on Record
Deed SaleJun 27, 2023 · Amount on Record
Prior SaleDec 6, 2022 · Amount on Record
Deed Document Number2023129272
Deed Book / Page20722 / 2371
Record UpdatedOct 29, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateJun 27, 2023
Property Address627 CHERRY ST, NEPTUNE BEACH, FL 32266-6220
Document Number0207222371
Book / Page20722 / 2371
Map ReferenceMB 46 PG 78,78A&78B
Instrument DateJun 20, 2023
Instrument2023129272
Transaction TypeTransfer
Record UpdatedJul 7, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,350.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address100 CYPRESS POND CT, PONTE VEDRA BEACH, FL 32082-3684

Transferred To (Grantee/Buyer)

NameVerified Name
Address627 CHERRY ST, NEPTUNE BEACH, FL 32266-6220

Mortgage

Document Number0207222373
DateJun 27, 2023
Instrument20722/2373
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateDec 6, 2022
Property Address627 CHERRY ST, NEPTUNE BEACH, FL 32266-6220
Document Number0205180126
Book / Page20518 / 126
Map ReferenceMB 46 PG 78,78A&78B
Instrument DateDec 1, 2022
Instrument2022297210
Transaction TypeTransfer
Record UpdatedDec 16, 2022
Title CompanyTRADEMARK TITLE SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,550.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address106 EVA DR, SAINT MARYS, GA 31558-2725

Transferred To (Grantee/Buyer)

NameVerified Name
Address100 CYPRESS POND CT, PONTE VEDRA BEACH, FL 32082-3684

Mortgage

Document Number0020518128
DateDec 6, 2022
Instrument20518/128
Lender
NameMCU FINANCIAL CENTER CU
TypeCredit Union
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityNeptune Beach City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$811,600 (-2.17%) Land $469,242 Building $342,358$811,600 (-2.17%) Land $469,242 Building $342,358
2025$14,040.00 (-0.87%) Homeowner's exemption$829,626 (+43.46%) Land $450,000 Building $379,626$829,626 (+43.46%) Land $450,000 Building $379,626
2024$14,163.00 (+35.83%)
2023$10,427.00 (+220.34%)$578,288 (+148.96%) Land $330,000 Building $248,288$578,288 (+6.18%) Land $330,000 Building $248,288
2022$3,255.00 Homeowner's exemption$232,286$544,641 Land $300,000 Building $244,641

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 312 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies312 in force
Nearby Flood Claims55 (1978–2024)
Claims Outside the SFHA46 of 55
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims
  • Tropical Storm Debby, Jun 2012 · 4 claims
  • Tropical Storm Fay, Aug 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEPTUNE BEACH
serves 7,270 people · EPA ID FL2160206
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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