San Diego County property record for 628 Charles Dr, Oceanside, CA 92057 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1972 |
| Square Footage | 1,236 sqft Living Area |
| Lot Size | 6,300 sqft (0.145 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $756,000 (2023) |
| Tax Bill | $8,591.00 (2025) |
| Primary APN | 122-243-08-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,236 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Lot Area | 6,300 sqft (0.145 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Street Address | 628 CHARLES DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-3621 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 289 TR 006856 |
| Legal Subdivision | MESA MARGARITA |
| Legal Tract | 006856 |
| Legal Block | 1 |
| Legal Lot Number | 289 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | OCEANSIDE-ESCONDIDO |
| Census Blockgroup | 1 |
| Census Block | 1011 |
| Census Tract | 18620 |
Source: San Diego County records · APN 122-243-08-00
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 628 CHARLES DR, OCEANSIDE, CA 92057-3621 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 10, 2023 | Intrafamily Transfer, Transfer TRICO TITLE COMPANY, TICOR TITLE COMPANY |
| Aug 10, 2023 | Grant Deed, Transfer · Veterans Administration Mortgage PATRIOT PACIFIC FINANCIAL CORP |
| Nov 14, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC |
| Sep 22, 2020 | Grant Deed, Transfer · Veterans Administration Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Dec 20, 2017 | Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage FIRST CHOICE LN SVCS |
| Apr 24, 2017 | Quit Claim Deed, Transfer TICOR TITLE SAN DIEGO BR |
| Apr 21, 2017 | Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 10, 2023 · Amount on Record |
| Deed Sale | Aug 10, 2023 · Amount on Record |
| Prior Sale | Sep 22, 2020 · Amount on Record |
| Deed Doc Number | 2023217371 |
| Prior Transfer Date | Jul 19, 2023 |
| Prior Transfer Doc | 0000217370 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 10, 2023 |
| Property Address | 628 CHARLES DR, OCEANSIDE, CA 92057-3621 |
| Document Number | 0000217370 |
| Map Reference | MAP 6856 |
| Instrument Date | Jul 19, 2023 |
| Instrument | 2023-0217370 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2023 |
| Title Company | TRICO TITLE COMPANY, TICOR TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28915 VIA MARSALA, MENIFEE, CA 92584-8813 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 10, 2023 |
| Property Address | 628 CHARLES DR, OCEANSIDE, CA 92057-3621 |
| Document Number | 0000217371 |
| Map Reference | MAP 6856 |
| Instrument Date | Jul 19, 2023 |
| Instrument | 2023-0217371 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2023 |
| Title Company | TRICO TITLE COMPANY, TICOR TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 628 CHARLES DR, OCEANSIDE, CA 92057-3621 |
| Document Number | 0000217372 |
|---|---|
| Date | Aug 10, 2023 |
| Instrument | 2023-0217372 |
| Name | PATRIOT PACIFIC FINANCIAL CORP |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 628 CHARLES DR, OCEANSIDE, CA 92057-3621 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2021 |
| Title Company | TICOR TITLE SAN DIEGO BRANCH |
| Name | Verified Name |
|---|
| Document Number | 0000528218 |
|---|---|
| Date | Nov 14, 2019 |
| Instrument | 2019-0528218 |
| Name | GOLDEN EMPIRE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BAKERSFIELD, CA 93309 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 22, 2020 |
| Property Address | 628 CHARLES DR, OCEANSIDE, CA 92057-3621 |
| Document Number | 0000557270 |
| Map Reference | MAP 6856 |
| Instrument Date | Aug 13, 2020 |
| Instrument | 2020-0557270 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIDELITY NATL TTL SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 628 CHARLES DR, OCEANSIDE, CA 92057-3621 |
| Document Number | 0000557271 |
|---|---|
| Date | Sep 22, 2020 |
| Instrument | 2020-0557271 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 20, 2017 |
| Property Address | 628 CHARLES DR, OCEANSIDE, CA 92057-3621 |
| Document Number | 0000598963 |
| Instrument Date | Dec 01, 2017 |
| Instrument | 598963 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2018 |
| Title Company | TICOR TITLE SAN DIEGO BR |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $497.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 628 CHARLES DR OCEANSIDE CA 920573621, OCEANSIDE, CA 92057-3621 |
| Document Number | 598964 |
|---|---|
| Date | Dec 20, 2017 |
| Instrument | 598964 |
| Name | FIRST CHOICE LN SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | EAST BRUNSWICK, NJ 08816 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 19, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 24, 2017 |
| Property Address | 628 CHARLES DR, OCEANSIDE, CA 92057-3621 |
| Document Number | 0000181755 |
| Instrument Date | Mar 30, 2017 |
| Instrument | 181755 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2017 |
| Title Company | TICOR TITLE SAN DIEGO BR |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 714 S WALNUT AVE BREA CA 928216459, BREA, CA 92821-6459 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 21, 2017 |
| Property Address | 628 CHARLES DR, OCEANSIDE, CA 92057-3621 |
| Document Number | 0000178515 |
| Instrument Date | Mar 13, 2017 |
| Instrument | 178515 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2018 |
| Title Company | TICOR TITLE SAN DIEGO BR |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $418.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 628 CHARLES DR OCEANSIDE CA 920573621, OCEANSIDE, CA 92057-3621 |
| Document Number | 178516 |
|---|---|
| Date | Apr 21, 2017 |
| Instrument | 178516 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 20, 2047 |
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $786,540 (+2%) Land $563,935 Building $222,605 | |
| 2025 | $8,591.00 (+39.83%) Homeowner's exemption | $771,119 (+39.84%) Land $552,878 Building $218,241 |
| 2023 | $6,144.00 (+1.52%) | $551,412 Land $395,352 Building $156,060 |
| 2022 | $6,052.00 |
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