San Diego County property record for 627 Charles Dr, Oceanside, CA 92057 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1972 |
| Square Footage | 1,236 sqft Living Area |
| Lot Size | 6,300 sqft (0.145 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $76,300 (1984) |
| Tax Bill | $1,739.00 (2025) |
| Primary APN | 122-248-03-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,236 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Ranch Style |
| Exterior Material | Stucco Exterior |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,300 sqft (0.145 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 627 CHARLES DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-3622 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 284 TR 006856 |
| Legal Subdivision | MESA MARGARITA |
| Legal Tract | 006856 |
| Legal Block | 1 |
| Legal Lot Number | 284 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | OCEANSIDE-ESCONDIDO |
| Census Blockgroup | 1 |
| Census Block | 1010 |
| Census Tract | 18620 |
Source: San Diego County records · APN 122-248-03-00
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 627 CHARLES DR, OCEANSIDE, CA 92057-3622 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Trustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed) |
| Date | Document |
|---|---|
| Jun 23, 2022 | Intrafamily Transfer, Transfer |
| Feb 22, 2022 | Deed of Trust, Mortgage · Veterans Administration Mortgage NEW DAY FINANCIAL LLC |
| Jan 05, 2022 | Intrafamily Transfer, Transfer |
| Oct 29, 2021 | Intrafamily Transfer, Transfer |
| Oct 29, 2021 | Affidavit of Death of Joint Tenant, Transfer |
| Jun 18, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage AMERISAVE MORTGAGE CORP |
| Apr 19, 2021 | Intrafamily Transfer, Transfer |
| May 02, 2017 | Deed of Trust, Mortgage · Veterans Administration Mortgage BROKER SOLUTIONS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 27, 1984 · Amount on Record |
| Deed Sale | Apr 27, 1984 · Amount on Record |
| Deed Doc Number | 1984154783 |
| Last Transfer Date | Jun 09, 2022 |
| Transfer Doc | 0000260036 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 23, 2022 |
| Property Address | 627 CHARLES DR, OCEANSIDE, CA 92057-3622 |
| Document Number | 0000260036 |
| Map Reference | MAP 6856 |
| Instrument Date | Jun 09, 2022 |
| Instrument | 2022-0260036 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 627 CHARLES DR, OCEANSIDE, CA 92057-3622 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 627 CHARLES DR, OCEANSIDE, CA 92057-3622 |
| Transaction Type | Mortgage |
| Record Updated | Mar 02, 2022 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 627 CHARLES DR, OCEANSIDE, CA 92057-3622 |
| Document Number | 0000078195 |
|---|---|
| Date | Feb 22, 2022 |
| Instrument | 2022-0078195 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 05, 2022 |
| Property Address | 627 CHARLES DR, OCEANSIDE, CA 92057-3622 |
| Document Number | 0000005792 |
| Map Reference | MAP 6856 |
| Instrument Date | Dec 08, 2021 |
| Instrument | 2022-0005792 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 815 CIVIC CENTER DR, OCEANSIDE, CA 92054-2505 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 29, 2021 |
| Property Address | 627 CHARLES DR, OCEANSIDE, CA 92057-3622 |
| Document Number | 0000756336 |
| Map Reference | MAP 6856 |
| Instrument Date | Sep 13, 2021 |
| Instrument | 2021-0756336 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 627 CHARLES DR, OCEANSIDE, CA 92057-3622 |
| Investor | Possibly a Property Investor |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 29, 2021 |
| Property Address | 627 CHARLES DR, OCEANSIDE, CA 92057-3622 |
| Document Number | 0000756335 |
| Map Reference | MAP 6856 |
| Instrument Date | Sep 13, 2021 |
| Instrument | 2021-0756335 |
| Transaction Type | Transfer |
| Record Updated | Nov 08, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 627 CHARLES DR, OCEANSIDE, CA 92057-3622 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 627 CHARLES DR, OCEANSIDE, CA 92057-3622 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2021 |
| Title Company | TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 627 CHARLES DR, OCEANSIDE, CA 92057-3622 |
| Document Number | 0000448397 |
|---|---|
| Date | Jun 18, 2021 |
| Instrument | 2021-0448397 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 19, 2021 |
| Property Address | 627 CHARLES DR, OCEANSIDE, CA 92057-3622 |
| Document Number | 0000300374 |
| Map Reference | MAP 6856 |
| Instrument Date | Mar 27, 2021 |
| Instrument | 2021-0300374 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 627 CHARLES DR, OCEANSIDE, CA 92057-3622 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 627 CHARLES DR, OCEANSIDE, CA 92057-3622 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000194917 |
|---|---|
| Date | May 02, 2017 |
| Instrument | 2017-0194917 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2047 |
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $161,085 (+2%) Land $64,932 Building $96,153 | |
| 2025 | $1,739.00 (+5.39%) Homeowner's exemption | $157,927 (+4.04%) Land $63,659 Building $94,268 |
| 2023 | $1,650.00 (+1.66%) Homeowner's exemption | $151,796 Land $61,188 Building $90,608 |
| 2022 | $1,623.00 |
627 Charles Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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