Okaloosa County property record for 628 Carr Dr, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,667 sqft · built 1982 |
| Lot Size | 0.719 acres (31,341 sqft) |
| Owner | Individual Name on File |
| Last Sale | $210,000 (May 2017) |
| Tax Bill | $3,728 (2025) |
| Deeds & Mortgages | May 2021 Line of Credit May 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-591-5804-8 |
| Primary APN | C56-000-591-5804-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,667 sqft Heated Area |
| Gross Area | 3,957 sqft |
| 1st Floor Area | 1,965 sqft |
| Upper Floors Area | 702 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 31,341 sqft (0.719 acres) |
| Lot Width | 159 ft Width |
| Garage Type | Finished |
| Garage Area | 650 sqft |
| Porch | Open Porch |
| Porch Area | 24 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 628 CARR DR |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-1731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LE CHATEAU LOT 36 & S30 FT OF LOT 35 BLK B |
| Legal Range | 22 |
| Legal Township | 01S |
| Legal Section | 03 |
| Legal Subdivision | LES CHATEAU |
| Legal Block | B |
| Legal Lot Number | 36 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 20900 |
628 Carr Dr is owned and occupied by an individual who bought it in May 2017.
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 834, VALPARAISO, FL 32580-0834 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 13, 2021 | Deed of Trust, Mortgage · Line of Credit PEOPLES NATIONAL BANK |
| May 17, 2017 | Warranty Deed, Transfer OLD SOUTH LAND TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 17, 2017 · Amount on File |
| Deed Sale | May 17, 2017 · Amount on File |
| Prior Sale | May 17, 2017 |
| Deed Document Number | 3135694 |
| Deed Book / Page | 3299 / 4954 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 628 CARR DR, NICEVILLE, FL 32578-1731 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2021 |
| Name | Verified Name |
|---|---|
| Address | 628 CARR DR, NICEVILLE, FL 32578-1731 |
| Document Number | 0035461326 |
|---|---|
| Date | May 13, 2021 |
| Book Page | 3546/1326 |
| Instrument | 3454687 |
| Name | PEOPLES NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | NICEVILLE, FL 32578 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Apr 21, 2031 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | May 17, 2017 |
| Property Address | 628 CARR DR, NICEVILLE, FL 32578-1731 |
| Document Number | 0032994954 |
| Book / Page | 003299 / 004954 |
| Instrument Date | May 8, 2017 |
| Instrument | 3135694 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2017 |
| Title Company | OLD SOUTH LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,470.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 834 VALPARAISO FL 325800834, VALPARAISO, FL 32580-0834 |
The 2025 property tax bill for 628 Carr Dr was $3,728 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,728.00 Homeowner's exemption | $328,658 | $526,848 Land $176,726 Building $350,122 |
| 2023 | $3,360.00 (+2.6%) Homeowner's exemption | $297,394 (+3%) | $492,231 (+19.19%) Land $155,950 Building $336,281 |
| 2022 | $3,275.00 Homeowner's exemption | $288,732 | $412,984 Land $148,524 Building $264,460 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 628 Carr Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 81 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 81 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 628 Carr Dr is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
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