Okaloosa County property record for 620 Carr Dr, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 4,091 sqft · built 1980 |
| Lot Size | 1.08 acres (47,189 sqft) |
| Owner | Individual Name on File |
| Last Sale | $625,000 (Aug 2019) |
| Deeds & Mortgages | Dec 2020 Mortgage Aug 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-591-5803-0 |
| Primary APN | C56-000-591-5803-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 4,091 sqft Heated Area |
| Gross Area | 7,766 sqft |
| 1st Floor Area | 3,691 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 47,189 sqft |
| Lot Width | 208 ft Width |
| Garage Type | Mixed |
| Garage Area | 2,106 sqft |
| Porch | Porch |
| Porch Area | 1,044 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 620 CARR DR |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-1731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LE CHATEAU LOT 34 & N95 FT OF LOT 35 BLK B 981-762 |
| Legal Range | 22 |
| Legal Township | 01S |
| Legal Section | 03 |
| Legal Subdivision | LES CHATEAU |
| Legal Block | B |
| Legal Lot Number | 34 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 20900 |
620 Carr Dr is owned and occupied by an individual who bought it in August 2019.
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 620 CARR DR, NICEVILLE, FL 32578-1731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 16, 2020 | Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE INC |
| Aug 30, 2019 | Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE |
| Aug 27, 2019 | Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE |
| Apr 4, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 30, 2019 · Amount on File |
| Deed Sale | Aug 30, 2019 · Amount on File |
| Prior Sale | Nov 8, 2010 · Amount on File |
| Deed Document Number | 3301814 |
| Deed Book / Page | 3416 / 3744 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 620 CARR DR, NICEVILLE, FL 32578-1731 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 620 CARR DR, NICEVILLE, FL 32578-1731 |
| Document Number | 0035123989 |
|---|---|
| Date | Dec 16, 2020 |
| Book Page | 3512/3989 |
| Instrument | 3415627 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Aug 30, 2019 |
| Property Address | 620 CARR DR, NICEVILLE, FL 32578-1731 |
| Document Number | 0034163744 |
| Book / Page | 003416 / 003744 |
| Instrument Date | Aug 27, 2019 |
| Instrument | 3301814 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2019 |
| Title Company | BRADLEY TITLE CORPORATION, BRADLEY TITLE CORP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,375.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4802 FAIRWAY CT #1 JB ANDREWS MD 207625672, 1, JB ANDREWS, MD 20762-5672 |
| Document Number | 34163745 |
|---|---|
| Date | Aug 30, 2019 |
| Book Page | 003416/003745 |
| Instrument | 3301815 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 29, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 620 CARR DR, NICEVILLE, FL 32578-1731 |
| Document Number | 0034311073 |
| Instrument Date | Aug 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4802 FAIRWAY CT JB ANDREWS MD 207625672, JB ANDREWS, MD 20762-5672 |
| Document Number | 0034311073 |
|---|---|
| Date | Nov 27, 2019 |
| Book Page | 003431/001073 |
| Instrument | 3321110 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 26, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 620 CARR DR, NICEVILLE, FL 32578-1731 |
| Document Number | 0033450271 |
| Instrument Date | Apr 4, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 620 CARR DR NICEVILLE FL 325781731, NICEVILLE, FL 32578-1731 |
| Document Number | 0033450271 |
|---|---|
| Date | Apr 10, 2018 |
| Book Page | 003345/000271 |
| Instrument | 3199645 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | PANAMA CITY, FL 32412 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Apr 9, 2023 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $723,779 | $884,709 Land $240,990 Building $643,719 |
| 2023 | $663,649 | $863,908 Land $212,659 Building $651,249 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 620 Carr Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 81 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 81 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 620 Carr Dr is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
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