Frederick County property record for 628 Cardinal Dr, Winchester, VA 22602
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.32 acres (14,034 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $350,000 (Jun 2026) |
| Tax Bill | $1,553 (2026) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 58A01Y-6-42 |
| Primary APN | 58A01Y-6-42 |
|---|---|
| Alternative APN |
|
| Lot Area | 14,034 sqft (0.32 acres) |
|---|---|
| Terrain | Rolling |
| Sewer | Connected |
|---|---|
| Water Source | Well |
| Account Number | 8016711 |
|---|---|
| Street Address | 628 CARDINAL DR |
| City | WINCHESTER |
| State | VA |
| Zip | 22602-3564 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | R5 |
| Legal Description | WILDE ACRES L42 BY S6 |
| Legal Subdivision | WILDE ACRES |
| Legal Block | Y |
| Legal Lot Number | 42 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | BACK CREEK |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 50401 |
Source: Frederick County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 628 CARDINAL DR, WINCHESTER, VA 22602-3564 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 22, 2026 · Amount on Record |
| Deed Sale | Jun 22, 2026 · Amount on Record |
| Prior Sale | Apr 25, 2025 · Amount on Record |
| Deed Document Number | 20266315 |
| Prior Transfer Date | Apr 23, 2024 |
| Prior Transfer Doc | 0000003688 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Jun 22, 2026 |
| Property Address | 628 CARDINAL DR, WINCHESTER, VA 22602-3564 |
| Document Number | 0000006315 |
| Instrument Date | Jun 10, 2026 |
| Instrument | 20266315 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $35,350.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 628 CARDINAL DR, WINCHESTER, VA 22602-3564 |
| Document Number | 0000006316, |
|---|---|
| Date | Jun 22, 2026 |
| Instrument | 20266316 |
| Name | NFM LENDING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
Source: Frederick County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,553.00 (+8,073.68%) | $4,000 (-) Land $4,000 | $4,000 (-) Land $4,000 |
| 2025 | $19.00 | $4,000 Land $4,000 | $4,000 Land $4,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 70% of Virginia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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