Frederick County property record for 616 Cardinal Dr, Winchester, VA 22602
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,030 sqft · built 2024 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $349,900 (Sep 2026) |
| Tax Bill | $1,561 (2026) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Mar 2024 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 58A01Y-6-47 |
| Primary APN | 58A01Y-6-47 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,030 sqft Living Area |
| Gross Area | 2,014 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2026 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 22,651 sqft (0.52 acres) |
| Terrain | Rolling |
| Garage Type | Built-in |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Connected |
| Water Source | Well |
| Account Number | 8016716 |
|---|---|
| Street Address | 616 CARDINAL DR |
| City | WINCHESTER |
| State | VA |
| Zip | 22602-3564 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | WILDE ACRES L47 BY S6 .52 ACRE |
| Legal Subdivision | WILDE ACRES |
| Legal Block | Y |
| Legal Lot Number | 47 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | BACK CREEK |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 50401 |
616 Cardinal Dr is owned and occupied by two individuals who bought it in September 2026.
Source: Frederick County records, as of September 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 616 CARDINAL DR, WINCHESTER, VA 22602-3564 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 2, 2026 | Warranty Deed, Transfer · FHA Mortgage HOME MORTGAGE CORPORATION |
| Mar 8, 2024 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Jan 29, 2020 | Deed of Trust, Mortgage · Line of Credit JEFFERSON SEC BK |
| Mar 14, 2019 | Deed of Trust, Mortgage JEFFERSON SEC BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2026 · Amount on File |
| Deed Sale | Sep 2, 2026 · Amount on File |
| Prior Sale | Feb 10, 2025 · Amount on File |
| Deed Document Number | 20269398 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Sep 2, 2026 |
| Property Address | 616 CARDINAL DR, WINCHESTER, VA 22602-3564 |
| Document Number | 0000009398 |
| Instrument Date | Sep 1, 2026 |
| Instrument | 20269398 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $35,339.90 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 616 CARDINAL DR, WINCHESTER, VA 22602-3564 |
| Document Number | 0000009399, |
|---|---|
| Date | Sep 2, 2026 |
| Instrument | 20269399 |
| Name | HOME MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Mar 8, 2024 |
| Property Address | WINCHESTER, VA 22602 |
| Document Number | 0000001832 |
| Instrument Date | Mar 6, 2024 |
| Instrument | 240001832 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3131 BACK MOUNTAIN RD, WINCHESTER, VA 22602-1806 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | WINCHESTER, VA 22602 |
| Document Number | 0000001158 |
| Instrument Date | Jan 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2020 |
| Title Company | OLD TOWNE TITLE COMPANY, OLD TOWNE TITLE CO |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | BACK MOUNTAIN RD WINCHESTER VA 22602, WINCHESTER, VA 22602 |
| Document Number | 0000001158 |
|---|---|
| Date | Jan 29, 2020 |
| Instrument | 1158 |
| Name | JEFFERSON SEC BK |
|---|---|
| Type | Bank |
| Address | INWOOD, WV 25428 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | WINCHESTER, VA 22602 |
| Document Number | 0000002215 |
| Instrument Date | Mar 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2019 |
| Title Company | OLD TOWNE TITLE COMPANY, OLD TOWNE TITLE CO |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 563 FLORIDA AVE HERNDON VA 201704936, HERNDON, VA 20170-4936 |
| Document Number | 0000002215 |
|---|---|
| Date | Mar 14, 2019 |
| Instrument | 2215 |
| Name | JEFFERSON SEC BK |
|---|---|
| Type | Bank |
| Address | INWOOD, WV 25428 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Mar 13, 2029 |
The 2026 property tax bill for 616 Cardinal Dr was $1,561, up 10.4% from the year before.
Source: Frederick County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,561.00 (+10.4%) | $294,500 (-) Land $58,000 Building $236,500 | $294,500 (-) Land $58,000 Building $236,500 |
| 2025 | $1,414.00 | $294,500 Land $58,000 Building $236,500 | $294,500 Land $58,000 Building $236,500 |
| 2023 | $75.00 | $30,000 Land $30,000 | $30,000 Land $30,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 616 Cardinal Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 616 Cardinal Dr is moderate, ranking above 43% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 70% of Virginia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures