St. Charles County property record for 628 Bemis Heights Pl, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 6,014 sqft · built 2004 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | Individual Name on File |
| Last Sale | $770,000 (Aug 2017) |
| Tax Bill | $9,586 (2025) |
| Deeds & Mortgages | Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T050800020 |
| Primary APN | T050800020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 6,014 sqft Living Area |
| Gross Area | 7,499 sqft |
| 1st Floor Area | 4,049 sqft |
| Basement Area | 2,728 sqft |
| Finished Basement | 1,965 sqft |
| Unfinished Basement | 763 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 18,731 sqft (0.43 acres) |
| Garage Type | Attached |
| Garage Area | 722 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 198 sqft |
| Patio Area | 504 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T050800020 |
|---|---|
| Street Address | 628 BEMIS HEIGHTS PL |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-1752 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MANORS AT HERITAGE TRLS LOT 151 |
| Legal Subdivision | MANORS AT HERITAGE TRAILS |
| Legal Lot Number | 151 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | FRONTIER |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 311146 |
628 Bemis Heights Pl is owned and occupied by an individual who bought it in August 2017.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 628 BEMIS HEIGHTS PL, SAINT CHARLES, MO 63303-1752 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 3, 2017 · Amount on File |
| Deed Sale | Aug 3, 2017 · Amount on File |
| Prior Sale | Jun 8, 2005 · Amount on File |
| Deed Document Number | 2017486960 |
| Deed Book / Page | 6786 / 803 |
| Prior Transfer Date | Oct 8, 2004 |
| Prior Transfer Doc | 0040010830 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 3, 2017 |
| Property Address | 628 BEMIS HEIGHTS PL, SAINT CHARLES, MO 63303-1752 |
| Document Number | 0067860803 |
| Book / Page | 6786 / 0803 |
| Map Reference | MB 40 PG 268 |
| Instrument Date | Aug 1, 2017 |
| Instrument | 20170803000486960 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 128 AVONDALE MEADOWS DR, 128, WENTZVILLE, MO 63385-6630 |
| Name | Verified Name |
|---|---|
| Address | 628 BEMIS HEIGHTS PL, SAINT CHARLES, MO 63303-1752 |
| Document Number | 20170803000486970 |
|---|---|
| Date | Aug 3, 2017 |
| Instrument | 20170803000486970 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2047 |
The 2025 property tax bill for 628 Bemis Heights Pl was $9,586, up 10.5% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $160,321 (-) | $843,792 (-) Land $75,000 Building $768,792 | |
| 2025 | $9,586.00 (+10.48%) | $160,321 | $843,792 Land $75,000 Building $768,792 |
| 2024 | $8,677.00 | ||
| 2023 | $140,829 | ||
| 2022 | $741,207 Land $75,000 Building $666,207 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 628 Bemis Heights Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 628 Bemis Heights Pl is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Wisper ISP.
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